Cash Flow Solutions for Business

Use your asset to unlock short-term cash – and get it back once the loan’s repaid

No credit checks. No financials. No property required.​

$20K-$1M

Loan range

Built-in Exit

No long-term debt

6-24hrs

Fast funding

Most Assets Accepted

Valued at $30K+

Choose Your Path

Whether you're a broker, advisor, or business owner, we have the right solution for you

I'm a Business Owner

Get fast funding secured by your business assets

I'm a Broker

Fast-track your accreditation and help clients access funding

I'm a Partner/Advisor

Join our network of trusted advisors and referral partners

Trusted Asset-Based Lending Partner

ASIC Regulated

Fully licensed and compliant financial services provider

Australia's Leading ABL Specialist

Only dedicated asset-based lender providing fast cash access to asset equity

Fast Funding Decisions

Indicative terms within 2 hours and settlements in as little as 6–24 hours.

Professional Memberships:

CAFBA Member

MFAA Associate

FBAA Partner

Direct Professional Contact

Direct Line

1300 225 101

Email

contact@asset
basedlending.com.au

Locations

National coverage

15 locations nationwide

Business Hours

Monday - Friday: 8:30 AM - 6:00 PM

Saturday: 9:00 AM - 1:00 PM

Emergency funding: Available 24/7

Why Advisors Turn to ABL

The Last Line of Defence: You Bring The Client, We Bring The Capital

When cash flow stops — from ATO action, stalled payments, or growth outpacing working capital — speed matters. We deliver short-term cash advances against unencumbered assets so you can keep clients trading.

No forced sales. No credit checks. No personal guarantees.

If it’s clearly owned — vehicles, machinery, stock, jewellery, artwork, or other high-value equipment — we can likely fund against it.

When insolvency looms or trading stalls

We provide a fast, transparent short-term funding solution — enabling you to act quickly for your client and protect their business without long-term consequences.

No credit or financial checks

We assess the asset, hold it securely for the term of the advance, and return it once repaid in full — keeping the process simple for you and your client.

Specialist private lender

Purpose-built for short-term, asset-backed funding — delivering faster approvals and flexible terms so you can secure deals others can’t.

Unlocking the value of physical assets

If your client owns it outright and it holds value, we can provide funding against it — turning idle assets into working capital when timing matters most.

We don't score or decline by algorithm

No credit scoring or automated declines — just a direct, transparent path to capital that helps you deliver the “yes” your client needs.

What We Accept as Security

Assets valued at $30K+ — unencumbered, easy to verify, and able to be parked for the term of the advance.

Construction & Infrastructure

Manufacturing & Industrial

Retail & Warehousing

Trucks, cars, motorbikes

All types of vehicles in good condition

Fleet vehicles
Company cars
Motorcycles
Classic cars

Construction and yellow goods

Heavy machinery and construction equipment

Excavators
Forklifts
Manufacturing equipment
Construction machinery

Inventory, stock-in-trade

Business trading stock and inventory

Retail stock
Raw materials
Finished goods
Warehouse inventory

Jewellery, bullion, and fine art

High-value collectibles and precious items

Gold bullion
Diamond jewelry
Fine art
Precious stones

Boats, aircraft, high-value equipment

Specialty vehicles and equipment

Motor boats
Sailing boats
Private aircraft
High-value equipment

Why use assets over traditional debt?

Equity in assets is untapped leverage, not deadweight. Whether assets are parked, tracked, or sold through a managed sale, a cash advance puts them to work without losing control. That means:

No credit, no delays

Banks want financials, forecasts, and time you don’t have. We fund against assets you already own — no credit checks, no waiting.

Fast, low-risk access to capital

Unlock up to 70% of asset value in hours, not weeks. No property on the line, no hidden catches, no payday-lender traps

Cash today, clear exit

Funds hit your account quickly, buying the time you need to trade through pressure — with a built-in exit, not long-term debt.

Why Clients Say Yes To ABL

When every other option is exhausted, ABL is ready to help.

No property or home required

We lend purely against high-value physical assets.

No financials needed

Past performance isn’t a barrier — asset value drives the deal.

No credit checks

Funding without impacting your client’s credit score.

Fast turnaround and discreet support

For urgent business needs, with funding in as little as 6–24 hours.

Transparent terms

Clear, upfront pricing — no hidden fees or surprises.

Use what they already own

Unlock working capital from existing assets.

What makes us Different

01

We help brokers and advisors place urgent deals by unlocking funding against clients’ unencumbered assets — without the delays or complexity of traditional finance.

02

Our asset-backed solutions are designed for speed and flexibility, with terms you can match to your client’s needs and timelines.

03

No credit scoring, no automated declines — just a direct, transparent process that helps you deliver capital when your client needs it most.

ABL Funding by the Numbers

When traditional finance falls short, we deliver results

400+

Businesses funded successfully

Across construction, hospitality, retail, and manufacturing

50+

Accredited broker partners

Nationwide network of trusted advisors

$100M+

In funding advanced

Fast, asset-backed solutions when banks say no

6-24hrs

Average approval time

From application to funds in your account

Specialist Funding Solutions to Help Your Clients Fight Back

When traditional funding’s out of reach, we deliver fast capital — secured by their assets — in hours, not weeks.

6-24 hour settlements

Up to 70% asset value

No credit assessment required

What Our Partners Say

"This has been a very streamlined process and we will definitely recommend this facility to our colleagues."

"Too easy, cheers for your help mate. Perfect solution for the problem."

"My client is relieved! Thank you for your all efforts on this transaction given all that occurred."

Ready to Partner With Us?

Join our network of trusted partners. Fast, flexible funding solutions for your clients.

Partner With Us

• Quick broker application
• No credit checks for clients
• 6-24 hour funding available
• Competitive commission structure

Not a bank. Not a payday lender.
Just fast funding when it counts.

Asset-backed, short-term cash advances. For urgent business needs.

Ready to Turn Your Asset into Capital?

Get fast access to working capital using your business assets. No credit checks, no property requirements.
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