Asset Based Lending

KEEP CASH FLOW AFLOAT THIS SUMMER

Help Your Clients Unlock $20K to $1M—No Credit Checks, No Property Needed

Don’t let unpaid invoices sink their summer plans and ruin their holiday break. With ABL, your clients can leverage dormant assets to cover seasonal slowdowns and avoid a cash flow crunch in February. It’s a genius way to turn owned assets into critical funds!

Proud partner of

Regulated by

Featured in

Warning sign

Avoid February’s Cash Flow Squeeze!

Unlock the value of assets now to ensure a smooth, stress-free summer

Prepare Your Clients For The Seasonal Slowdown

Protect cash flow this summer and avoid a financial crunch come February.
Use dormant assets like machinery, vehicles, or valuable goods to stay afloat during the holiday lull and cover key expenses, from payroll to tax bills. 

What We Offer

Fast Funding

Funding in less than 24 hours.

Simple Application Process

Easy process, no financials required

No New Debt

Get your clients the cash injection they need—without adding new loans to their balance sheet.

Cash On Demand

Get up to 70% of your asset value upfront & 3-6-month terms. Backed by Lloyds, Australia’s most trusted valuers.

Protect Their Credit Score

No credit checks or enquiries needed.

Lower Financial Risk

Minimise overall financial risk.

Financial Partnership

We are 100% transparent and work to find the best outcome for your clients.

Contact our team to speak with a dedicated ABL business finance expert

How It Works

Apply in minutes: Easy as 1, 2, 3

1
Fast, easy application
Provide some basic business and personal information to get the ball rolling.
2
Get a valuation of the asset
Provide some information about your asset or assets so we can conduct our valuation.
3
Access funds in 24 hours
Once approved, receive your indicative letter of offer and funds within 24 hours.

Contact our team to speak with a dedicated ABL business finance expert

Why Your Clients Need ABL for a Stress-Free Summer

Fast Funding

Funds in under 24 hours to cover holiday cash flow needs.

No New Debt, No Impact on Credit

Provides cash flow without adding traditional debt, so businesses can start the new year strong. 

Instant Cash Flow

Access up to 70% of asset value with minimal paperwork.

Leverage What They Already Own

Our solution doesn’t add to your client's debt load. We use their existing assets to act as security and nothing else. 

Turn Assets Into Cash

From machinery to personal items like cars and boats — if it’s valuable, we can fund it.

Stress-Free Finances for Summer

Enjoy peace of mind knowing cash flow is handled, allowing for a smooth start to the new year.

Contact our team to speak with a dedicated ABL business finance expert

Find Out If Your Clients Are Eligible

Eligibility requirements

Active ABN/ACN, asset must be owned outright, and loan must be for business purposes.

Funding limits

From $20K-$1M

What assets can be used

Assets with more than $30K value, including classic cars, machinery, aircraft, vehicles, marine craft, jewellery, fine art, and more.

Contact our team to speak with a dedicated ABL business finance expert

What ABL's Customers Say

“This has been a very streamlined process and we will definitely recommend this facility to our colleagues.”

“Too easy, cheers for your help mate. Perfect solution for the problem.”

“My client is relieved! Thank you for your all efforts on this transaction given all that occurred.”

Contact our team to speak with a dedicated ABL business finance expert

Is Asset Based Lending Right For My Clients?

Your Client Has An Exciting Business Opportunity They Want To Fund ASAP

Don’t let a shortfall in cash flow stop your client’s business from growing. Get them access to funds fast without taking on new debt and using their existing assets as security instead.

Flexible finance to help businesses grow

Our Asset Based Lending loan bought us the equipment we needed to win a $2 million contract.

Your Client Needs A Cash Flow Injection

Access to funds fast and use the cash where it’s needed. Access funds quickly for urgent business needs. Whether it’s paying ATO debt, covering wages, or financing new projects and equipment, we provide fast cash flow solutions when your clients need them most.

Saving businesses from unnecessarily going under

Asset Based Lending fixed our tax debt and saved our 40-year-old business.

Contact our team to speak with a dedicated ABL business finance expert

How Much Does It Cost to Access ABL's Funding?

ABL Cost Schedule 4% p.m.

Loan Value
1-Month Terms
3-Month Terms
$20,000
$800
$2,400
$150,000
$6,000
$18,000
$500,000
$20,000
$60,000
$1,000,000
$40,000
$120,000

*One-time application and a valuation fee may also apply

Contact our team to speak with a dedicated ABL business finance expert

Frequently Asked Questions

We can lend between $20K and $1M. You can access up to 70% of your asset’s value, with each deal assessed individually based on the asset. For high-risk assets like jewellery, the loan amount may be slightly lower.

No financials, income tests, or credit checks are required for approval. ABL secures loans against assets other than property, offering more flexibility than traditional lenders. This means you won’t need to risk your family home as collateral; instead, we use assets tailored to your business needs. ABL secures their loans against security other than property unlike most other Private Lenders.

Yes, there is an upfront application fee of $1,000 + GST and a legal fee of $750 + GST, both payable prior to the execution of the Letter of Offer. If an onsite asset valuation is required, an additional fee of $300 + GST will apply.

If the loan is not repaid by the end of the term, we will work with our auction and valuation partners to sell the asset. Proceeds will first cover the outstanding loan amount and any auction or storage fees. Any remaining balance will be returned to you.

  • An active ABN or ACN
  • The loan must be for business purposes
  • The asset should typically be owned outright
  • You must agree to let ABL hold the asset for the loan term

The loan agreement is with the business entity that applies for the loan, typically a company or registered business with an active ABN or ACN. The agreement specifies the terms and conditions for the business.

Yes, we will need to hold your asset for the duration of the loan, as it serves as collateral.

We fund all industries. As long as you have $30K or more worth of assets to secure the loan to, then we can get you up to $1M in cash. Simple as that.

Generally, we can fund against valuable physical assets that are worth more than $30K and are accessible for valuation and storage for the loan term. If you’re unsure whether your asset qualifies, speak with our lending specialists for more details.

*100% approval rate is based on applications with viable assets valued at $30,000 or more, where the funds are intended for business use.