Asset Based Lending - What's 90 days worth to you?

Cash-out solutions for businesses.

We can work with any unencumbered assets we can value. Talk to us to find out more.

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Asset Based Lending - The bank says three weeks

The bank says three weeks. You have three days.

Your assets can buy you time. No financials. No credit checks. No property required.

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Asset Based Lending - Buy time, not trouble

Turn assets into cash in hours.

Same day approval. No long-term debt.
Repay and get your asset back.

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URGENT SHORT-TERM CAPITAL FOR BUSINESS

Asset Based Lending

This isn't another loan. It's for when you need an answer today and the bank's asking for next week. When time is the enemy, your assets become the solution.

ATO deadlines. Settlement gaps. Payroll due Friday. Time-critical deals.

Asset in. Cash out. Asset back.

SHORT-TERM BUSINESS FINANCE

Asset Based Lending

This isn't another loan. It's for when you need an answer today and the bank's asking for next week. When time is the enemy, your assets become the solution.

ATO deadlines. Settlement gaps. Payroll due Friday. Time-critical deals.

Asset in. Cash out. Asset back.

4–6%/mo
Monthly rate
1–6 months
Term length
Up to 70%
Of asset value
Same day
Funding

Crisis or opportunity — both need capital, both need speed.

If you had an extra 30, 60 or 90 days — what would that do? Enough time for payments to land. Enough time to line up the next step. Breathing room to make the right call — without locking yourself into years of debt for a problem that only needed weeks.

Three ways to buy time.

Store it, track it, or sell it. You choose how we secure the asset.

Park It

Your asset stays with us. You get cash immediately. Repay and collect it. Simple as that.

Track It

Keep using your equipment. We fit a tracker. Repay and the tracker comes off. You never stopped working.

Sell It

You need out entirely. We give you cash now, handle the sale later, and return any surplus. Clean exit.

Not a business loan. Not asset finance.

We use what you already own to release fast equity. What the funds are for is up to you.

What we are

  • A short-term advance secured by something you own
  • Asset in, cash out, asset back
  • 1–6 months, exit after month 1

What we're not

  • Not a loan — no credit checks, no financials, no ongoing debt
  • Not a sale — with Park It and Track It, you get the asset back
  • Not long-term finance — a bridge, not a destination

How ABL works

You've got a high value asset

Equipment, vehicle, machinery. $20K–$1M unencumbered.

We value it

Up to 70%.

We secure it

Stored with us or GPS-tracked while you use it.

Cash lands

Same day or next.

Repay, asset back

1–6 months. Exit after month 1.

Let's run some scenarios

What time pressure really costs.

Fire sale vs orderly sale

Sell under pressure? You lose twice.

Sell your excavator this week? $120K. Sell it properly over 90 days? $190K. We advance $140K via Park It. Repay in 3 months and collect it. Or let us sell it properly and return the surplus. Cost: ~$17K.

$53K better off
than the fire sale

The settlement gap

Payroll due Friday. Settlement in 10 days.

Bank's still processing. Your car's worth $180K. We advance against it via Track It. You keep driving. Payroll met. Settlement lands. Car stays yours. Cost: ~$11K.

Project saved
for 1 month of bridging

The DPN

Director Penalty Notice landing. $95K to the ATO.

No property to secure against. But equipment worth $300K on site, still working. We advance $95K via Track It. ATO paid. DPN gone. Cost: ~$17K over 3 months.

~$17K
vs personal liability for $95K

12

Locations across Australia

14 hours

Average from enquiry to cash

$20K–$1M

Available

Same day

Valuations nationwide

Trusted by brokers and advisors who've seen it all

The people who solve problems for a living trust ABL when timing is critical.

★★★★★

"You stuck to the timelines exactly as promised. That rarely happens in this industry."

Dave C

Broker Partner, NSW

★★★★★

"Fast and friendly with a simple process that doesn't take time out of my day. They deliver every time. I've been in finance for 30 years and I'm not easy to please."

George G

Finance Broker, VIC

★★★★★

"ABL fills a vital gap for clients who are asset-rich but cash-poor. The team truly understands urgency and delivers with professionalism."

Peter W

Commercial Broker, NSW

When other lenders won't, we will

Asset goes in. Cash comes out. Repay and it's yours again.

Advance approved Asset secured Cash released Advance repaid Asset returned

Got assets? Get cash.

If you own it and it’s not financed, we can fund it – up to 70% of its value, often within 24 hours.

You, your business or a family member — if ownership is clear and we can secure or track it, it’ll work.

FAQs

Will I lose my asset?

Only if the advance isn’t repaid. Most clients use the 1–6 month term to refinance, restructure or sell the asset in a controlled way – rather than under pressure. Our goal is to buy you time and help you succeed, not take your equipment.

What if I already have a DPN?

That’s exactly the kind of scenario we support. As long as there’s unencumbered value in the business’s or director’s assets, we can often help secure funding quickly.

Do I need property or financials?

No. We don’t require property, financials or credit checks. Our advances are based purely on the value of your assets.

How fast can I really get funded?

Approval can happen same day. Once the asset is secured (in storage or under tracking), funds are typically released within 24–48 hours.

What if my credit is terrible?

We don’t check credit scores. Funding is based on your asset’s value and your ability to repay – not your credit history.

Do I have to stop using my asset?

Not always. Some loans require the asset to be stored; others let you keep using it, with GPS tracking installed. It depends on the structure of the facility.

Latest News & Media

Asset Based Lending Launches Australia-Wide Operations

ABL expands to 12 locations across Australia, bringing urgent funding solutions to businesses nationwide.

ABL Secures New Funding Support from FC Capital

Asset Based Lending (ABL), Australia’s only dedicated asset-based lender, has expanded its funding warehouse with the backing of FC Capital, who have come on board to support the continued growth of ABL’s unique model.

Tracked Asset Advance gives businesses urgent cash flow without surrendering assets

A new product from Asset Based Lending gives brokers a fast, flexible tool to help clients stay operational without losing access to vital equipment.

Find out what your assets are worth

No commitment. Quick valuation. See if the numbers work for your situation.

Fast funding. Backed by assets.

Asset Based Lending provides short-term funding without the need for property or credit checks.

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