Fast equity release for businesses under pressure
Cash out your assets for same-day funding
When timing is tight and paperwork isn't ready - ABL gives you an answer today,
secured by the assets you already own.
Park or track the assets you already own and access up to 70% of their forced-sale value — for approval and funding the same day.
Machinery, vehicle, boat, or other unencumbered assets ready for equity release.
Immediate equity release — fast, transparent, and secured by real assets.
Once the asset is secured or tracked, your cash advance is paid out immediately.
Funding is secured against unencumbered business or personal assets — from trucks and machinery to boats, equipment and high-value goods.
Once approved, up to 70% of the asset’s value is released within 24 hours.
When the advance is repaid, the asset is returned. If not, it’s sold to recover the balance — fast, fair, and transparent.
Solve critical problems
Pay wages, clear tax debts, restock urgently or repair critical equipment.
Get funds fast
Access $20,000 to $1 million – often within 24 hours.
Bypass the banks
Work with a private lender built for cash-poor businesses.
Choose your method
Apply your way – through a broker or directly with us.
Who we work with
Close deals that traditional lenders reject
When a client needs urgent capital — and the banks say no — ABL helps you get the deal done, buy time, and keep the client relationship strong.
Fast turnarounds
Indicative term sheets in 2 hours, settlement possible within 24.
High approvals
No financials. No credit checks. No director guarantees.
No clawbacks
You get paid when the deal settles.
Get the capital you need — without risking what you’ve built
When cash flow tightens and the banks say no, we help you unlock funds from your existing assets — fast, without paperwork, and without putting your home on the line.
Access fast funding
Loans from $20,000 to $1 million, often approved within 24 hours.
Keep your assets
Use vehicles, machinery or equipment as security while still operating your business.
Avoid red tape
No financials, no credit checks, no personal guarantees required.
Why accountants and advisors refer clients to ABL
When a client is under financial pressure – and the banks can’t help – ABL provide fast, asset-backed funding that keeps them trading and keeps you as their trusted advisor.
Client protection
Fast, short-term relief to help clients avoid insolvency or fire sales.
No financials required
Funding is based on the asset, not the balance sheet.
Referral safety
We don’t poach clients or or compete with your services.
Fast, asset-backed funding that buys you time
Helping asset-rich businesses unlock fast cash when they need it most.
ABL provides fast, transparent funding secured against unencumbered assets — turning what you already own into working capital.
Fully reversible. Designed to buy you time, when you need it most.
Retain and keep using your asset — we fit GPS tracking to keep it secure.
A simple funding process that turns what you own into working capital, then returns it once the advance is repaid.
Australia’s only dedicated asset-based lender for businesses
Access up to 70% of your asset value — fast, secure, and no property required.
12 locations
Secure storage and valuation hubs across Australia
14 hours
Average turnaround from enquiry to cash in account
$20k-1m
Flexible funding amounts available
304 specialists
National asset valuation and lending support
“ABL serve only one type of client – businesses with cash flow pressures. We can solve your problem in hours, not weeks.”
– Steve Heavey, CEO Asset Based Lending
Buy yourself time to reset
Give your business 1–6 months to stabilise cash flow — while you refinance, regroup, or take your next step.
Fast access to capital
Keep your team paid and your business moving.
No property required
We lend against the assets your business already owns.
Flexible terms
Designed to buy you time to refinance, restructure or recover.
Turn your assets into a fast equity release
If your asset is physical, valuable, and unencumbered (or mostly paid off), we can lend against it — up to 70% of its forced sale value.
We accept assets owned by your business, you as a director, or a related party – as long as ownership is clear and the asset can be secured or tracked.
Real clients. Real pressure. Real results
Every ABL deal is funded in hours, not weeks — giving businesses another way forward when the banks say no.
Manufacturing
Solution: Loan secured against machinery and inventory
Result: Covered expenses and kept operations running
Transport & Logistics
Solution: Fast loan against truck fleet
Result: Paid on time, avoided disruption
Construction
Solution: Loan secured against excavator and tools
Result: Covered payroll, retained skilled team
When funding can’t wait, businesses and advisers rely on ABL to unlock life-saving capital from assets.
Established lender
Backed by Lloyds Auctioneers & Valuers — trusted asset specialists with national reach.
Business specialist
Flexible lending based on asset value – not credit scores, financials or red tape.
Secure & compliant
Fully compliant, with transparent terms from day one.
Proven track record
Hundreds of funding deals settled – from transport to construction.
FAQs
Will I lose my asset?
Only if the loan isn’t repaid. Most clients use the 1–6 month term to refinance, restructure or sell the asset in a controlled way – rather than under pressure. Our goal is to buy you time and help you succeed, not take your equipment.
What if I already have a DPN?
That’s exactly the kind of scenario we support. As long as there’s unencumbered value in the business’s or director’s assets, we can often help secure funding quickly.
Do I need property or financials?
No. We don’t require property, financials or credit checks. Your loan is based purely on the value of your business assets.
How fast can I really get funded?
Approval can happen same day. Once the asset is secured (in storage or under tracking), funds are typically released within 24–48 hours.
What if my credit is terrible?
We don’t check credit scores. Funding is based on your asset’s value and your ability to repay – not your credit history.
Do I have to stop using my asset?
Not always. Some loans require the asset to be stored; others let you keep using it, with GPS tracking installed. It depends on the structure of the facility.
Latest News & Media
Brokers: ABL says yes when the banks say no
When your client needs urgent funding, we offer fast, asset-backed approvals with no credit checks, no financials, and no clawbacks. Get accredited and keep your deals – and your client relationships – on track.
Fast funding. Backed by assets.
Asset Based Lending provides short-term funding without the need for property or credit checks.
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