No time to wait?
Use your assets to get funded. Not your financials.
Vehicles, machinery, equipment, stock — release up to 70% of the value. Same day.
$20K–$1M | 1–6 month terms | No banks, no waiting
Our fastest settlement: 6 hours from enquiry to funded.
Park your asset with us, get funded same day. Repay and it's yours again.
Keep your asset working. We fit a GPS tracker, you get funded, business as usual. Repay and the tracker comes off.
Cash now, we sell the asset later. You get funded immediately — we handle the rest.
We identify what it's worth.
Approved in hours, not weeks.
No financials required.
Once the asset's secured,
cash hits your account.
Who we work with
Never lose a deal to timing
When your client needs funds Thursday and the bank needs three weeks, ABL keeps the deal alive.
Same-day asset-backed funding so you can close deals traditional lenders are too slow to support.
Fast turnarounds
Indicative term sheet in 2 hours, settlement possible within 24.
High approvals
No financials. No credit checks. No director guarantees.
No clawbacks
You get paid when the deal settles.
Get the capital you need — when you need it
When timing matters and traditional lenders move too slowly, we unlock funds from assets you already own. Same day. No credit checks. No putting your home on the line.
Access fast funding
$20K to $1M, approved in hours, funds in your account within 24 once the asset is secured.
Keep your assets
Use vehicles, machinery or equipment as security while still operating your business.
Avoid red tape
No financials, no credit checks, no personal guarantees required.
Why accountants and advisors refer clients to ABL
When your client needs liquidity without loading the balance sheet with long-term debt.
Short-term asset funding that solves immediate cash flow while preserving their financial position. No credit checks. No committees. Just fast access to equity they already own — paid off when the opportunity passes or the pressure eases.
Balance sheet friendly
1-6 month terms, not 5-year commitments.
Asset-based, not credit-based
Funding based on what they own.
Complements your advice
A strategic tool in your financial planning toolkit.
Why ABL is different
When you need cash now and banks can’t move fast enough, your assets can.
Short-term funding that doesn’t sit on your books forever. Secured against what you own. Repaid when the pressure passes.
When traditional lenders can't move fast enough
Settlement due before the bank approves? We get you funded while you wait.
Keep trading through tight periods
Tax bill, unexpected repair, seasonal crunch? Short-term cash without long-term debt.
Bridge urgent needs without worse debt
When more unsecured lending would make things worse, your assets give you breathing room.
Access equity you already own
Your assets have value. Don't sell them in a hurry for less than they're worth. Get the cash now, keep ownership, buy back when timing's better.
A simple funding process that turns what you own into working capital, then returns it once the advance is repaid.
A private lender built for speed
You’ve got the assets — we turn them into cash. No third degree. No property.
12 locations
Secure storage and valuation hubs across Australia
14 hours
Average turnaround from enquiry to cash in account
$20K-1M
Flexible funding amounts available
300+ specialists
National asset valuation and lending support
“You stuck to the timelines exactly as promised. That rarely happens in this industry — you exceeded expectations.”
– Dave C, Broker Partner (NSW)
What assets can you use?
If it’s physical, valuable, and owned outright (or mostly paid off) — we can fund up to 70% of its value.
You, your business or a family member — if ownership is clear and we can secure or track it, it’ll work.
Real clients. Real pressure. Real results
Every ABL deal is funded in hours, not weeks — giving businesses another way forward when the banks say no.
Property Developer
Solution: Parked his personal Porsche with ABL.
Result: Payroll met. Project finished. Vehicle back in his garage 6 weeks later.
Construction Company
Solution: Funded against excavators and machinery already on site.
Result: ATO paid. DPN avoided. Business kept trading.
Manufacturing Business
Solution: Funded against existing machinery.
Result: Stock secured. $120K profit on the flip. Machinery never left the warehouse.
FAQs
Will I lose my asset?
Only if the advance isn’t repaid. Most clients use the 1–6 month term to refinance, restructure or sell the asset in a controlled way – rather than under pressure. Our goal is to buy you time and help you succeed, not take your equipment.
What if I already have a DPN?
That’s exactly the kind of scenario we support. As long as there’s unencumbered value in the business’s or director’s assets, we can often help secure funding quickly.
Do I need property or financials?
No. We don’t require property, financials or credit checks. Our advances are based purely on the value of your assets.
How fast can I really get funded?
Approval can happen same day. Once the asset is secured (in storage or under tracking), funds are typically released within 24–48 hours.
What if my credit is terrible?
We don’t check credit scores. Funding is based on your asset’s value and your ability to repay – not your credit history.
Do I have to stop using my asset?
Not always. Some loans require the asset to be stored; others let you keep using it, with GPS tracking installed. It depends on the structure of the facility.
Latest News & Media
Your assets. Your cash. Same day.
Don't fit the bank's checklist? Your assets are the way forward.
A fast, reliable cash advance — no credit hit, no long-term debt.
Fast funding. Backed by assets.
Asset Based Lending provides short-term funding without the need for property or credit checks.
Quick Links
