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A private lender built for businesses that need an answer today.
Asset in. Cash out. Asset back.

Asset Based Lending

Australia's cash-out solutions provider.

We fund the gaps other lenders won't touch. No credit checks. No financials. Just fast funding using what you already own.
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Get Accredited
24–48 hrs Enquiry to funds in account
12 Locations
$20K–$1M Funding range
Same day Valuations

Three ways to buy time

Store it, track it, or sell it. You choose how we secure the asset — and how you get it back.

Park It

4% / month

How Park It works

See eligible assets

Learn more →

Track It

6% / month

How Track It works

See eligible assets

Learn more →

Sell It

No repayments

How Sell It works

See eligible assets

Learn more →
Eligible Assets

Got assets? Get fast capital.

We fund against all asset classes. Own it outright and it's worth $20K–$1M? It could put serious cash in your hands. Cars, trucks, machinery, boats, inventory and more. Most people don't realise their assets are a source of funding — until they need it.
See What Your Asset's Worth

Not a business loan. Not asset finance.

Australia's only cash-out solutions specialist. We use what you already own to release fast equity.
What the funds are for is up to you.

What we are

  • A short-term advance secured by something you own
  • Asset in, cash out, asset back
  • 1–6 months, exit after month 1

What we're not

  • Not a loan — no credit checks, no financials, no ongoing debt
  • Not a sale — with Park It and Track It, you get the asset back
  • Not long-term finance — a bridge, not a destination

When businesses need us most

These are the situations we see every week. If any sound familiar, we can help.
Tax Debt

ATO Tax Debt

BAS bills, GST arrears, or an unexpected tax bill.
How we help
DPN
Business Owner Working Through Cash Flow Projections in Warehouse

Director Penalty Notice

21 days to respond. Personal liability on the line.
How we help
Urgent

Emergency Funding

Payroll due Friday. Supplier won't wait. Cash today.
How we help
Short-term

Bridge Funding

Settlement gap. Deal timing. Short-term fix.
How we help

How ABL works

1

High value asset

$20K–$1M unencumbered
2

We value it

Up to 70% advance
3

We secure it

Stored or GPS-tracked
4

Cash lands

24–48 hours
5

Repay, asset back

Exit after month 1

Your questions answered

Quick answers to the questions we hear most — straight from ABL CEO Steve Heavey.

View all FAQs
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What is ABL?

Trusted by brokers who've seen it all

The people who solve problems for a living trust ABL when timing is critical.
★★★★★

"You stuck to the timelines exactly as promised. That rarely happens in this industry."

Dave C
Broker Partner, NSW
★★★★★

"Fast and friendly with a simple process that doesn't take time out of my day. They deliver every time. I've been in finance for 30 years and I'm not easy to please."

George G
Finance Broker, VIC
★★★★★

"ABL fills a vital gap for clients who are asset-rich but cash-poor. The team truly understands urgency and delivers with professionalism."

Peter W
Commercial Broker, NSW
For Brokers & Advisors

A product your clients actually need.

When clients hit a wall with traditional lenders, ABL gives you a real alternative. No credit checks, no financials, fast turnaround.
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Get Accredited

Find out what your assets are worth

No commitment. Quick valuation. See if the numbers work.
Contact Us
ABL Quarterly Review
Read our perspective on commercial finance

Where the banks won't go

ABL CEO Steve Heavey's quarterly take on what's happening in short-term business funding — the trends, the pressure points, and what it means for businesses and brokers.
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