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Asset in. Cash out. Asset back.

Asset Based Lending

Australia's cash-out solutions provider.

If you have assets, you have options. No credit checks. No financials. Fast funding using what you already own.
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A private lender built for businesses that need an answer today.
A private lender built for businesses that need an answer today.

24–48 hrs

Enquiry to funds in account

12

Locations

$20K–$1M

Funding range

Same day

Valuations

Three ways to buy time

You choose the product. We handle the rest.

Park It

4% / month

How Park It works

See eligible assets

Learn more →

Track It

6% / month

How Track It works

See eligible assets

Learn more →

Sell It

No repayments

How Sell It works

See eligible assets

Learn more →
Eligible Assets

Got assets? Get fast capital.

We fund against all asset classes. Own it outright and it's worth $30K or more — it's a source of funding. A short-term solution that solves today's problem without disrupting everything else.
See What Your Asset's Worth

We're not like other lenders

Not a business loan. Not asset finance. Fast equity from something you already own, when you need a solution today, not in 3-6 weeks.

What we are

  • A short-term advance secured by something you own
  • Asset in, cash out, asset back
  • Exit anytime after month 1, charged to the day not the month

What we're not

  • Not a loan — no credit checks, no financials, no ongoing debt
  • Not a sale — with Park It and Track It, you get the asset back
  • Not long-term finance — a bridge, not a destination
Case Studies

When businesses need us most

These are the situations we see every week. If any sound familiar, we can help.
Tax Debt

ATO Tax Debt

BAS bills, GST arrears, or an unexpected tax bill.
How we help →
DPN
Business Owner Working Through Cash Flow Projections in Warehouse

Director Penalty Notice

21 days to respond. Personal liability on the line.
How we help →
Urgent

Emergency Funding

Payroll due Friday. Supplier won't wait. Cash today.
How we help →
Short-term

Bridge Funding

Settlement gap. Deal timing. Short-term fix.
How we help →

How ABL works

High value asset
$20K–$1M unencumbered
We value it
Up to 70% advance
We secure it
Stored or GPS-tracked
Cash lands
24–48 hours
Repay, asset back
Exit after month 1

Your questions answered

Quick answers to the questions we hear most — straight from ABL CEO Steve Heavey.

View all FAQs
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What is ABL?

Trusted by brokers who've seen it all

The people who solve problems for a living trust ABL when timing is critical.
★★★★★

"You stuck to the timelines exactly as promised. That rarely happens in this industry."

Dave C
Broker Partner, NSW
★★★★★

"Fast and friendly with a simple process that doesn't take time out of my day. They deliver every time. I've been in finance for 30 years and I'm not easy to please."

George G
Finance Broker, VIC
★★★★★

"ABL fills a vital gap for clients who are asset-rich but cash-poor. The team truly understands urgency and delivers with professionalism."

Peter W
Commercial Broker, NSW
For Brokers & Advisors

When everyone else says too hard, we say: what assets?

This is what we exist for. Time-critical funding when you think you're out of solutions.
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Get Accredited

Find out what your assets are worth

No commitment. Quick valuation. See if the numbers work.
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ABL Quarterly Review
Read our perspective on commercial finance

Where the banks won't go

ABL CEO Steve Heavey's quarterly take on what's happening in short-term business funding — the trends, the pressure points, and what it means for businesses and brokers.
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