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Asset Based Lending, Australian business owner
Asset Based Lending

Australia's cash-out solution specialist

Secure your loan using assets you own as security.

Built for businesses that are asset-rich and cash-poor.

2 hrs
Indicative term sheet
12
Locations across Australia
$20K–$1M
Funding range
Same day
Funding once asset is secured
The ABL Model

The missing piece of the puzzle.

Asset Based Lending lends against assets you already own. No credit checks. No financials. No runaround.

When time is against you, your credit's not where it needs to be, or the banks have said no. That's when you call us in.

Company or personal assets

We lend against what your business owns, or what you hold personally. Most lenders stop at company assets. We don't.

Park it or keep using it

Store it with us, or keep it tracked and working while the funding is in place. Your call.

Buy yourself time

Use us for as little as 1 month and up to 9 months. Then you move on.

Simple Process

Asset secured. Cash out. Asset back.

Five steps from enquiry to funds in your account. Most deals settle inside 48 hours.

Step 01
Identify your asset
We'll provide a fast, independent valuation
Step 02
Indicative term sheet
Issued within 2 hours
Step 03
We secure it
Stored or GPS-tracked
Step 04
Cash lands
Funding released once secured
Step 05
Repay, asset back
Exit anytime after month 1
How we operate

What we stand for.

The principles that run through every deal.

Speed without shortcuts

Term sheet in 2 hours. Funding same day. The standard, not the exception.

The asset is the answer

No credit checks. No financials. We use assets you own as security. That's the whole model.

We deliver what we say

Timeline commitments. Term sheet accuracy. No surprises at settlement.

Built for hard situations

ATO debt. DPNs. Emergency payroll. Where traditional lenders walk away.

Testimonials

Trusted by brokers who've seen it all.

The people who solve problems for a living trust ABL when timing is critical.

★★★★★
"

You stuck to the timelines exactly as promised. That rarely happens in this industry.

Dave C
Broker Partner, NSW
★★★★★
"

Fast and friendly with a simple process that doesn't take time out of my day. They deliver every time.

George O
Finance Broker, VIC
★★★★★
"

ABL fills a vital gap for clients who are asset-rich but cash-poor. The team truly understands urgency.

Peter W
Commercial Broker, NSW
Where we operate

12 locations across Australia.

In the working corridors where real business gets done. Valuation and storage handled locally, keeping your assets safe and secure.

Find your nearest →
Map of Australia showing ABL locations
Your questions answered

How businesses use ABL to turn assets into short-term finance.

Steve Heavey, Managing Director of Asset Based Lending, explains how it works and who it's built for.

  • Traditional business loans assess your trading history, financials and credit. ABL assesses one thing: the value of your asset. So we can move in hours, not weeks.
  • Tax debt, payroll pressure, supplier deadlines, or a settlement gap. Anywhere a business is asset-rich but cash-poor and time matters.
  • You could, but it wouldn't be as fast and you'd be doing it under fire-sale conditions. With ABL you get funding when you need it without being forced to sell your asset under pressure.
  • We work with you on options. If repayment isn't possible, we sell the asset to clear the loan and return any surplus to you.
  • Australia's only cash-out solution specialist. We lend against the assets you already own. Fast, asset-led, no credit checks.
View all FAQs →
Watch
Steve Heavey, Managing Director, Asset Based Lending: How ABL works
Free Valuation

Find out what your assets are worth.

Free independent valuation. Up to 70% LVR. Contact us to find out how much you can borrow.

Contact Us →