Asset Based Lending, Australian business owner
Cash-out solution for businesses · Up to $1M

Out of time,
not out of options.

When you need fast cash to deal with an immediate challenge, don't go to the bank. Unlock the equity in assets you already own and get funds today.

Nocompany financials
Nocredit checks
Nodesktop valuation fee
Nodelays
$20K – $1M
Loan amount
Up to 70%
Of asset value
Any asset
Owned in the business or personally
2 hours
Get your answer
Bigger than a credit card. Faster than a bank.

The missing piece of the puzzle.

With Asset Based Lending, the asset determines how much you can borrow, and whether you qualify.

We're not in the business of selling your assets. We're not in the business of tying you into long-term debt. We're in the business of lending against them, so you can fix what you need to fix today and move on.

We fund all asset types

Don't think you have assets? You'd be surprised.

Most business owners have assets working in the business, sitting in the yard, parked at home, kept at the marina, or in storage.

We lend against any asset of value. Not sure if yours counts? Talk to us. We've funded everything from Bradman's baggy green to hoverboards, rare artwork, and serious yellow goods.

Asset Based Lending business owner with assets
When you can't afford to wait

We fund what others won't.

Simple Process

Asset secured. Cash out. Asset back.

Five steps from enquiry to funds in your account. Most deals settle inside 48 hours.

Step 01
Tell us what you own
We'll provide a fast, independent valuation
Step 02
You get your answer
Within 2 hours
Step 03
We secure it
Stored or GPS-tracked
Step 04
Cash lands
Funded the moment your asset is secured
Step 05
Repay, asset back
Pay us back any time after month 1
How we work

What we stand for.

The principles that run through every deal.

Cash in hours, not weeks

That's the standard, not the exception. Answer in 2 hours. Funded the moment your asset is secured.

The asset is the answer

No credit checks. No financials. We use assets you own as security. That's the whole model.

What we quote is what you get

Timeline commitments. Term sheet accuracy. No surprises at settlement.

Built for hard situations

ATO debt. DPNs. Emergency payroll. Where traditional lenders walk away.

Your home stays out of it

Security stops at the asset you put up. No further claim on your home or your family.

Testimonials

Trusted by brokers who've seen it all.

The people who solve problems for a living trust ABL when timing is critical.

★★★★★
"

You stuck to the timelines exactly as promised. That rarely happens in this industry.

Dave C
Broker Partner, NSW
★★★★★
"

Fast and friendly with a simple process that doesn't take time out of my day. They deliver every time.

George O
Finance Broker, VIC
★★★★★
"

ABL fills a vital gap for clients who are asset-rich but cash-poor. The team truly understands urgency.

Peter W
Commercial Broker, NSW
Where we operate

11 locations across Australia.

In the working corridors where real business gets done. Valuation and storage handled locally, keeping your assets safe and secure.

Find your nearest →
Map of Australia showing ABL locations
Your questions answered

How businesses use ABL to turn assets into short-term finance.

Steve Heavey, Managing Director of Asset Based Lending, explains how it works and who it's built for.

Watch
Steve Heavey, Managing Director, Asset Based Lending: How ABL works
  • Traditional business loans assess your trading history, financials and credit. ABL assesses one thing: the value of your asset. So we can move in hours, not weeks.
  • Tax debt, payroll pressure, supplier deadlines, or a settlement gap. Anywhere a business is asset-rich but cash-poor and time matters.
  • You could, but it wouldn't be as fast and you'd be doing it under fire-sale conditions. With ABL you get funding when you need it without being forced to sell your asset under pressure.
  • We work with you on options. If repayment isn't possible, we sell the asset to clear the loan and return any surplus to you.
  • Australia's only cash-out solution specialist. We lend against the assets you already own. Fast, asset-led, no credit checks.
View all FAQs →
Free Valuation

Find out what your assets are worth.

Free independent valuation. Up to 70% of your asset's value. Contact us to find out how much you can borrow.

See what you can borrow