BRIDGE THE FUNDING GAP
Unlock $20K to $1M Using Existing Assets—No Credit Checks, No Property Required
- Flexible Terms — 1-6 month terms
- Fixed Rate — Competitive 4% p.m. with the option to capitalise
- Get Funded Same Day — Fast, hassle-free approval process
Rate
4% p.m.
Access up to
$1M
Funds approved in
24 hours
Proud partner of
Regulated by
Featured in
Stop Wasting Time—Here’s a Smarter Way to Fund Your Clients
Let’s be honest. Your clients don’t need more red tape, tedious approvals, or loans they can’t pay back. What they need is cash flow—fast, flexible, and without wrecking their credit.
That’s where ABL comes in. We’re not here to replace traditional finance. We’re here to give you a better tool for the gaps traditional finance can’t cover.
What We Do
At ABL, we turn underutilised assets—vehicles, equipment, cranes—into immediate funding for your clients. No credit checks. No waiting. Just cash flow, when your clients need it.
What We Offer
Fast Funding
Funding in less than 24 hours.
Simple Application Process
Easy process, no financials required
No New Debt
Get your clients the cash injection they need—without adding new loans to their balance sheet.
Cash On Demand
Get up to 70% of your asset value upfront & 3-6-month terms. Backed by Lloyds, Australia’s most trusted valuers.
Protect Their Credit Score
No credit checks or enquiries needed.
Lower Financial Risk
Minimise overall financial risk.
Financial Partnership
We are 100% transparent and work to find the best outcome for your clients.
Contact our team to speak with a dedicated ABL business finance expert
How It Works
Apply in minutes: Easy as 1, 2, 3
Contact our team to speak with a dedicated ABL business finance expert
Why More Brokers Are Choosing Asset Based Lending
Bridge the Cash Flow Gap
Immediate funding can help your clients grow and stay stable during tough times, giving them the support they need to navigate financial challenges.
No New Debt, No Impact on Credit
Forget piling on more loans. We tap into existing assets to boost liquidity, all without harming your client's credit score.
Instant Cash Flow
Long-term fixes take time. We provide fast solutions to address urgent needs—like ATO debt, wages, or critical expenses—buying you time to get a long-term fix in place.
Leverage What They Already Own
Our solution doesn’t add to your client's debt load. We use their existing assets to act as security and nothing else.
Turn Assets Into Cash
From machinery to personal items like cars and boats — if it’s valuable, we can fund it.
Contact our team to speak with a dedicated ABL business finance expert
Find Out If Your Clients Are Eligible
Eligibility requirements
Active ABN/ACN, asset must be owned outright, and loan must be for business purposes.
Funding limits
From $20K-$1M
What assets can be used
Assets with more than $30K value, including classic cars, machinery, aircraft, vehicles, marine craft, jewellery, fine art, and more.
Contact our team to speak with a dedicated ABL business finance expert
What ABL's Customers Say
“This has been a very streamlined process and we will definitely recommend this facility to our colleagues.”
“Too easy, cheers for your help mate. Perfect solution for the problem.”
“My client is relieved! Thank you for your all efforts on this transaction given all that occurred.”
Contact our team to speak with a dedicated ABL business finance expert
Is Asset Based Lending Right For My Clients?
Your Client Has An Exciting Business Opportunity They Want To Fund ASAP
Don’t let a shortfall in cash flow stop your client’s business from growing. Get them access to funds fast without taking on new debt and using their existing assets as security instead.
Flexible finance to help businesses grow
Our Asset Based Lending loan bought us the equipment we needed to win a $2 million contract.
Your Client Needs A Cash Flow Injection
Access to funds fast and use the cash where it’s needed. Access funds quickly for urgent business needs. Whether it’s paying ATO debt, covering wages, or financing new projects and equipment, we provide fast cash flow solutions when your clients need them most.
Saving businesses from unnecessarily going under
Asset Based Lending fixed our tax debt and saved our 40-year-old business.
Contact our team to speak with a dedicated ABL business finance expert
How Much Does It Cost to Access ABL's Funding?
ABL Cost Schedule 4% p.m.
*One-time application and a valuation fee may also apply
Contact our team to speak with a dedicated ABL business finance expert
Frequently Asked Questions
We can lend between $20K and $1M. You can access up to 70% of your asset’s value, with each deal assessed individually based on the asset. For high-risk assets like jewellery, the loan amount may be slightly lower.
No financials, income tests, or credit checks are required for approval. ABL secures loans against assets other than property, offering more flexibility than traditional lenders. This means you won’t need to risk your family home as collateral; instead, we use assets tailored to your business needs. ABL secures their loans against security other than property unlike most other Private Lenders.
Yes, there is an upfront application fee of $1,000 + GST and a legal fee of $750 + GST, both payable prior to the execution of the Letter of Offer. If an onsite asset valuation is required, an additional fee of $300 + GST will apply.
If the loan is not repaid by the end of the term, we will work with our auction and valuation partners to sell the asset. Proceeds will first cover the outstanding loan amount and any auction or storage fees. Any remaining balance will be returned to you.
- An active ABN or ACN
- The loan must be for business purposes
- The asset should typically be owned outright
- You must agree to let ABL hold the asset for the loan term
The loan agreement is with the business entity that applies for the loan, typically a company or registered business with an active ABN or ACN. The agreement specifies the terms and conditions for the business.
Yes, we will need to hold your asset for the duration of the loan, as it serves as collateral.
We fund all industries. As long as you have $30K or more worth of assets to secure the loan to, then we can get you up to $1M in cash. Simple as that.
Generally, we can fund against valuable physical assets that are worth more than $30K and are accessible for valuation and storage for the loan term. If you’re unsure whether your asset qualifies, speak with our lending specialists for more details.
*100% approval rate is based on applications with viable assets valued at $30,000 or more, where the funds are intended for business use.
