01About these terms

This website (assetbasedlending.com.au) is operated by Asset Based Lending Pty Ltd (ABL, we, us, our). By accessing or using this website you agree to these terms. If you do not agree, please do not use the website.

These terms govern your use of the website itself. They are not a loan agreement. If we proceed to fund a transaction, the terms of that funding will be set out in a separate loan agreement and security documents executed at the time.

02A commercial-only lender

If you are an individual seeking a loan for personal, household, or domestic purposes, our products are not for you. We recommend speaking to a licensed consumer finance broker or your bank.

03Acceptable use of this website

You may use this website to learn about our services, submit an enquiry, subscribe to our communications, and access publicly available content. You agree not to:

• Use the website for any unlawful purpose, or in a way that infringes the rights of any other person.
• Attempt to gain unauthorised access to any part of the website, our systems, or the systems of any other user.
• Interfere with the website’s operation, including by introducing viruses, malware, or other harmful code.
• Submit false, misleading, or impersonated information through any form.
• Scrape, harvest, or otherwise extract data from the website except as permitted by standard search engine indexing.
• Use the website or its contents to compete with us, or to provide a similar service.

04Information on this website

The information on this website is provided for general information only. It describes our services in summary form and is not financial product advice, legal advice, or a recommendation that any particular product or course of action is suitable for your circumstances.

Where we publish case studies, examples, statistics, or quotes from customers and partners, these are for illustrative purposes. Past outcomes are not guarantees of future results. Every funding situation is assessed individually.

While we take care to ensure information is accurate at the time of publication, we make no representation or warranty that information on this website is current, complete, or error-free. Always confirm material details with us directly before acting.

05Enquiries and indicative terms

Submitting an enquiry through this website does not create a contract or commit either party to a transaction. Any indicative terms we provide in response to an enquiry, including indicative term sheets, are non-binding and subject to:

• Satisfactory verification of identity, business ownership, and asset ownership.
• Independent valuation of the asset offered as security.
• Satisfactory completion of our internal credit and risk assessment.
• Execution of formal loan and security documents.

A binding lending relationship is only formed when a written loan agreement is executed by both parties.

06Intellectual property

All content on this website, including text, graphics, logos, images, video, audio, downloads, design, and code, is owned by or licensed to ABL and is protected by copyright, trademark, and other intellectual property laws.

You may view, print, and download content from this website for your personal or internal business reference only. You may not republish, redistribute, modify, or commercially exploit any content without our prior written consent.

The Asset Based Lending name and logo are trademarks of Asset Based Lending Pty Ltd. You may not use them without our written permission.

07Third-party content and links

This website embeds and links to content from third parties, including Google Maps, YouTube videos, and Spotify podcast episodes. We do not control these third-party platforms and are not responsible for their content, availability, or practices.

Where we link to a third-party website, that link is provided for your convenience. A link is not an endorsement of the linked site or its contents. You access third-party websites at your own risk and subject to their own terms.

08Limitation of liability

To the maximum extent permitted by law, ABL excludes all warranties, representations, and guarantees in relation to this website and its contents, whether express or implied.

You use this website at your own risk. We are not liable for any loss or damage (including direct, indirect, incidental, special, or consequential loss) arising from or in connection with your use of this website, the information on it, or your inability to access it, except where such liability cannot be excluded under applicable law.

Where liability cannot be excluded but can be limited, our liability is limited (at our option) to re-supplying the relevant content or refunding any fee paid for it.

Nothing in these terms excludes, restricts, or modifies any consumer guarantee, right, or remedy that cannot lawfully be excluded, restricted, or modified under the Australian Consumer Law or any other applicable law.

09Website availability

We aim to keep this website available and operational, but we do not guarantee uninterrupted access. The website may be temporarily unavailable for maintenance, updates, or due to factors outside our control. We are not liable for any loss arising from such unavailability.

10Changes to these terms

We may update these terms from time to time. The current version is always available at this URL. The “Last updated” date at the top of the page tells you when the terms were last changed. Your continued use of the website after a change constitutes acceptance of the updated terms.

11Governing law

These terms are governed by the laws of Victoria, Australia. You agree that any dispute arising out of or in connection with these terms or your use of this website will be dealt with by the courts of Victoria, Australia, and that you submit to the exclusive jurisdiction of those courts.

12Contact

If you have a question about these terms, contact us using the details below.