For Brokers

A cash-out solution that saves deals.

When the mainstream doesn’t fit, and the client can’t wait, call us. A fast, reliable way to cash out assets and get the deal across the line.

Broker at work
Up to 70%
LVR
$20K–$1M
Funding range
Same-day
Settlement possible
Once asset secured
2.2%
Commission
No clawbacks. Ever.
The situations

Know these clients?

These are the deals that fall through the cracks at mainstream lenders. If your client has an asset, ABL can move while the bank's still reviewing.

Settlement's due. Bank's not ready.

You've done the work. The deal's right there. We get them funded while the bank's still "reviewing."

Tax bill. Broken truck. Quiet season.

Short-term problem. Short-term fix. They're not taking on a five-year loan for a three-month cash gap.

Another loan would make things worse.

They don't need more debt on the books. They need their assets to do something useful for once.

They need cash, not a fire sale.

Selling equipment in a panic means selling it cheap. We give them cash now. They keep the asset.

By the time a broker rings us, they’re out of time. Their clients are out of options. The deal looks like collapsing. We look at the asset, send a term sheet within two hours, and release funds once it’s secured. Steve Heavey, Managing Director, Asset Based Lending
Broker meeting with client
Another way forward

Settle in days, not weeks.

Asset secured. Cash out. Asset back. That's the whole model.

We lend against the value of the assets. That simplifies everything. And gives you a way to get clients through the now while you work out the next steps. A short-term bridge that buys them time and keeps the relationship intact.

Why ABL works

The deal your client can't get anywhere else.

ABL is the short-term tool you reach for when the mainstream won't move fast enough and your client needs an answer today.

  • You can say yes when the bank says no
  • No credit check, no approval delays
  • No financials. Nothing to gather, nothing to chase
  • The asset decides, not the business history
  • Your client's home stays out of it
  • In and out in months. Clean deal, clean books
  • Company, director or third-party asset, all accepted
Broker with client
Asset-backed. No claim on the house.
Testimonials

Trusted by brokers who've seen it all.

★★★★★
"

You stuck to the timelines exactly as promised. That rarely happens in this industry.

Dave C
Broker Partner, NSW
★★★★★
"

Fast and friendly with a simple process that doesn't take time out of my day. They deliver every time. I've been in finance for 30 years and I'm not easy to please.

George G
Finance Broker, VIC
★★★★★
"

ABL fills a vital gap for clients who are asset-rich but cash-poor. The team truly understands urgency and delivers with professionalism.

Peter W
Commercial Broker, NSW

If you're not offering ABL,
your competition will be.

We're actively growing our broker network. Same-day accreditation, no ongoing commitments, just another tool in your kit for when you need it.

Simple Process

Five simple steps. As fast as your client needs.

From scenario to settlement, most deals close within 24–48 hours. You submit, we handle everything from valuation to funding.

Step 01

Submit scenario

Provide details of the asset. We do a desktop valuation.

Step 02

Term sheet

Letter of Offer with all T&Cs and rate within 2 hours.

Step 03

Fees paid

Client pays application and legal fees upfront.

Step 04

Verification

Physical verification or onsite visit.

Step 05

Settlement

Funds transferred. Commission paid at settlement.

Any asset class

If it's unencumbered and we can value it, we can lend against it.

Trucks, machinery, inventory, boats, art, classic cars, company-owned or personally-owned. Your clients have more options than they think.

Broker on phone reviewing asset

"But my clients don't have any assets…"

You sure? Have you asked? We lend against any asset class, not just the obvious stuff.

Vehicles & transport
Yellow goods & earthmoving
Manufacturing & industrial
Agricultural equipment
Marine & aviation
Inventory & stock
Watches & gold
Art, collectibles & memorabilia

Business-owned or personally-owned. Both work.

Three ways to buy time

Three ways to structure the deal.

Match the product to your client's situation. The right product depends on whether your client can spare the asset, needs to keep using it, or is ready to release it entirely.

Park It

Asset stored. Capital today.
Asset location
Securely stored with Lloyds
Best for
An asset your client can park for up to 9 months
View Park It →

Track It

Keep using it. Capital today.
Asset location
Stays with client, GPS tracked
Best for
Working assets that can't come out of service
View Track It →

Sell It

Capital today. Sale closes the loan.
Asset location
Prepared for auction via Lloyds
Best for
A client ready to exit the asset entirely
View Sell It →
Common questions

What brokers ask.

The questions we get most from brokers seeing ABL for the first time. Call us if yours isn't here.

What types of clients is ABL best suited for?

Businesses that are asset-rich and cash-poor, where speed matters more than rate and the mainstream lenders are too slow.

How fast can deals settle?

Indicative terms within 2 hours. Settlement same day once the asset is secured. Most deals settle within 24–48 hours.

How do brokers get paid?

2.2% commission, paid at settlement. No clawbacks. Ever.

Do brokers need to be accredited?

Yes, but it's fast. Most brokers are approved same day.
Broker accreditation

Get accredited.

Most brokers are approved same day.

Prefer not to use the form? Email us at contact@assetbasedlending.com.au or call 1300 225 101.

ABL brokers close more deals

Be the broker with the answer.

When banks say no, you say "give me 24 hours."

Don't let time or eligibility kill deals. With ABL, you secure funding against what your client already owns. And buy time for the next step.