A cash-out solution that saves deals. When the mainstream doesn’t fit and the client can’t wait, we release equity from the assets they already own. Call us on 1300 225 101.
Your plan B for commercial clients. Get a free desktop valuation, with no obligation, so you have a plan ready before you need it.
You've done the work. The deal's right there. We get them funded while the bank's still "reviewing."
Short-term problem. Short-term fix. They're not taking on a five-year loan for a three-month cash gap.
They don't need more debt on the books. They need their assets to do something useful for once.
Selling equipment in a panic means selling it cheap. We give them cash now. They keep the asset.
These are the deals that fall through the cracks at mainstream lenders. If your client has an asset, ABL can move while the bank's still reviewing. The ATO will keep accepting credit cards until 30 June 2027, but clients who rely on the card still need a plan B. See our guide to the ATO credit card changes: dates and options.
Common referrals: ATO tax debt, Director Penalty Notices, emergency funding, bridge funding, equipment purchases and new contract capital. Got a deal in mind? Put an asset forward for a free desktop valuation.

Asset secured. Cash out. Asset back. That's the whole model. We release funding once the asset is secured, with indicative terms within 2 hours.
We lend against the value of the assets. That simplifies everything. And gives you a way to get clients through the now while you work out the next steps. A short-term bridge that buys them time and keeps the relationship intact.
“By the time a broker rings us, they’re out of time. Their clients are out of options. The deal looks like collapsing. We look at the asset, send a term sheet within two hours, and release funds once it’s secured.”
ABL is the short-term tool you reach for when the mainstream won't move fast enough and your client needs an answer today.
You stuck to the timelines exactly as promised. That rarely happens in this industry.
Fast and friendly with a simple process that doesn't take time out of my day. They deliver every time. I've been in finance for 30 years and I'm not easy to please.
ABL fills a vital gap for clients who are asset-rich but cash-poor. The team truly understands urgency and delivers with professionalism.
If you're not offering ABL,
your competition will be.
We're actively growing our broker network. Same-day accreditation, no ongoing commitments, just another tool in your kit for when you need it.
From scenario to settlement, most deals close within 24–48 hours. You submit, we handle everything from valuation to funding, with local valuation and storage at 11 locations nationwide.
Provide details of the asset. We do a desktop valuation.
Letter of Offer with all T&Cs and rate within 2 hours.
Client pays application and legal fees upfront.
Physical verification or onsite visit.
Funds transferred. Commission paid at settlement.
Trucks, machinery, inventory, boats, art, classic cars, company-owned or personally-owned. Your clients have more options than they think.

You sure? Have you asked? We lend against any asset class, not just the obvious stuff.
Business-owned or personally-owned. Both work.
Match the product to your client's situation. The right product depends on whether your client can spare the asset, needs to keep using it, or is ready to release it entirely. Compare all three on our products page. For how ABL differs from other options, see asset based finance, asset based lending vs asset finance and our private business lender guide.
The questions we get most from brokers seeing ABL for the first time. New to the model? Read what is asset based lending. Working with an accountant or advisor? See our page for accountants and advisors. Call us if yours isn't here.
Real people, direct lines. Call, email or connect with the team when a client needs an answer fast.
Most brokers are approved same day.
Prefer not to use the form? Email us at contact@assetbasedlending.com.au or call 1300 225 101.
Clients under pressure turn to the broker who already has the answer. Get a free desktop valuation of a client’s assets now, so you know what they can access before a deal stalls or a settlement slips. See why every business needs a plan B.
When banks say no, you say "give me 24 hours."
Don't let time or eligibility kill deals. With ABL, you secure funding against what your client already owns. And buy time for the next step.