Your questions answered.

Short-term funding secured against a physical asset you already own. Vehicles, machinery, equipment, stock. We don’t ask for financials, run credit checks, or take a charge over your home.

You either park the asset with us, keep using it with a tracker fitted, or hand it over for sale. Funds in your account within 24 hours. Repay any time after month one, up to nine months.

Banks need financials, credit checks, and often property as security. That takes weeks, and it adds long-term debt to your balance sheet.

ABL is a cash-out solution. We lend against the asset itself. No financials, no credit checks, no property. Approval and funds in 24 to 48 hours. Repay any time after month one, up to nine months. Your home stays out of it.

You qualify if:

• You own the asset outright (no other loans or finance secured against it)
• You hold a valid ABN or ACN
• Funds are used for business purposes

Assets can be owned by the business, a director, or a related party, provided ownership is documented.

We fund against a wide range of physical business assets:

• Vehicles (cars, trucks, motorcycles, light commercial)
• Marine and aviation (boats, yachts, light aircraft)
• Machinery and equipment (yellow goods, plant, agricultural)
• Inventory and trading stock
• Valuables (gold, fine wine, designer items)
• Art and collectibles (fine art, classic cars)

Assets must be owned outright and able to be stored, tracked or sold.

It depends on the product:

Only with Track It. That option allows the asset to stay in use with discreet GPS tracking. Park It and Sell It both require handover, either to secure storage or for sale.

Funding ranges from $20K to $1M, depending on the asset’s value. Up to 70% of the assessed forced sale value is typically available.

Costs depend on the product, asset value, and term length. We provide a full cost breakdown in your indicative term sheet, issued within 2 hours of your enquiry. Most fees can be included in the funding. There are no hidden charges and no rollover traps.

It depends on the product:

Terms range from 1 to 9 months. You can repay any time after month one. If you can’t repay, the asset may be sold and any surplus after fees is returned. There are no long-term contracts and no rollover traps.

Indicative terms within 2 hours of your enquiry. Funds in 24 to 48 hours once the asset is secured or the tracker is fitted.

Apply online or talk to our team. All we need to start are basic asset details: photos, serial numbers, and your business information. We handle the rest.