Track It

Capital today. Asset keeps working for you.

Capital secured against the assets your business depends on, GPS tracked and operating as normal.

Grader at work in the field
GPS tracked. Funding secured against the asset.
$20K–$1M
Funding range
Same day
Funding once tracker is fitted
1–9 mths
Loan term
Any asset
Independent valuation
What it is

An asset still earning. Capital you need now.

Track It is for assets working in your business that you can’t afford to take out of service. A truck still on jobs. Equipment still on contracts. A vehicle you need every day. We fit a GPS tracker, you keep using the asset as normal, and we put capital in your account today.

When you’ve sorted what you needed to sort, you pay back and we remove the tracker. The asset never leaves your hands. No credit checks. No financials. The asset is the conversation. Nothing else.

How it works

From offer to funding, in hours.

Most of the time it’s done the same day. You send us details on the asset, we come back with indicative terms, the value gets confirmed independently, the GPS tracker gets fitted, and the money lands in your account.

We move at the pace of your situation, not the pace of a credit committee.

01

Send asset details

Photos, make/model, condition. We come back with indicative terms within two hours.

02

Lloyds values it

Independent valuation by Lloyds Auctions & Valuations. We confirm the funding amount.

03

GPS tracker fitted

Discreetly fitted to the asset. You keep using it as normal.

04

Funds released

Capital in your account the same day the tracker is fitted. Asset stays in your hands throughout.

Business owner on site
Get in touch

We accept more than you think.

Got an excavator that’s out on site every day? A truck that can’t stop moving? Equipment that earns while it works?

If it’s a working asset, holds value, and we can fit a tracker, we can fund it.

Track It is for assets in active use. If the asset can come off the road, check out Park It. Ready to release it entirely? Sell It.

Eligible assets

If it’s working and we can track it, we can fund against it.

You don’t have to stop using it. Just track it.

Capital today. The asset stays in your hands and on the job.

Vehicles

Trucks, prime movers, utes, light commercial, company cars. If it’s on the road and earning, it can be tracked. The asset can be owned by the business, by a director, or by a third party.

Machinery & equipment

Excavators, graders, cranes, forklifts, earthmoving and construction equipment. If it’s on a contract or job site and can’t stop working, Track It is built for it.

Marine & vessels

Commercial vessels, charter boats, and working marine equipment. Subject to GPS tracking capability. Vessels that need to stay in service and can’t be taken off the water.

Agricultural equipment

Tractors, harvesters, headers, irrigation rigs. Seasonal or year-round. If it’s in the paddock earning its keep, we can track it and fund against it.

Fleet & transport

Delivery vehicles, logistics fleets, refrigerated transport. One unit or multiple. Fund against working fleet assets without pulling them off the road.

Industrial plant

Compressors, generators, pumping units, processing equipment. If it’s running and producing, it can be used as security. Subject to GPS tracking feasibility assessment.

Compare products

Park It, Track It, or Sell It.

Three ways to use what you already own. The right product depends on whether you can spare the asset, need to keep using it, or are ready to release it entirely.

Park It

Asset stored. Capital today.
Asset location
Securely stored
Use during term
None
Asset returns
Yes, when you’re done
Best for
An asset you can park for up to 9 months
View Park It →
You’re here

Track It

Keep using it. Capital today.
Asset location
Stays with you, GPS tracked
Use during term
Continued, normal
Asset returns
Yes, when you’re done
Best for
A business asset that needs to stay in service

Sell It

Capital today. Sale completes the loan.
Asset location
Prepared for auction
Use during term
None
Asset returns
No. Sale closes the loan
Best for
A strategic exit on an asset you’re ready to release
View Sell It →
Asset secured. Cash out. Asset back.

When you’re on borrowed time.
We extend it.

This is not about fixing everything. It’s about giving you a way forward and time to get back on track.

Common questions

What brokers and business owners ask.

The questions that come up most when an asset gets tracked. If yours isn’t here, give us a call.

Where does the GPS tracker go?

Discreetly fitted to the asset, somewhere it won’t interfere with normal operation. We tell you where it is. The location stays between us and you.

Can I keep using the asset normally?

Yes, that’s the whole point of Track It. The asset stays in service. Drive it, work it, take it interstate. Just check in with us if it’s leaving the country.

Do you check my credit history?

No. We don’t run credit checks, ask for financials, or take personal guarantees. The asset is the conversation.

What if I can’t pay back at the end of the term?

We work with you on options: extension, refinance, or moving the asset to Sell It. We’re not here to trap businesses in debt.

Does the asset need to be owned by my business?

No, ownership is flexible. It can be a director’s vehicle used for business, a third party’s asset, or the business itself. What matters is that the asset is in business use. Track It isn’t for assets held personally or sitting idle.
We track the asset. You get the capital.

Ready to run a scenario?

Whether you’re a business owner, broker, or advisor, we’re here to help you work out if Track It is the right fit.