The bank takes weeks. We take hours. Turn the equity in assets you already own into the cash to buy the equipment you need.
The supplier won't hold the price. The auction is Tuesday. The trade-in expires Friday. The contract starts Monday. Whatever the reason, the bank's six-week approval doesn't fit your timeline.
So you've got what you need when timing matters. No credit checks. No financials. No property security. Just same-day funding when the bank can't move.
Some opportunities run on their own clock. Here's what's usually at stake.
The 15-25% off only lasts while stock does. Once it's gone, you're paying retail.
That excavator. That truck. That fleet at auction. Someone else will buy it Tuesday.
The job you won that starts Monday. Without the equipment ready, you can't deliver.
The bank works to its timeline. We work to yours.
Real situations where unlocking an owned asset gave the business what it needed, when it needed it.
Plant Hire Company, regional NSW
June 28. Distributor offering 22% off a $350K loader before EOFY. Bank approval not coming until late July. The discount disappears at midnight Friday.
Two trucks worth $280K combined, in daily use.
Advanced $270K via Track It. Trucks stayed working. Loader purchased June 30. Bank refinanced 6 weeks later. Net saving on the discount: $77K.
Earthmoving Business, Bendigo VIC
Dealer offering $80K trade-in if upgrading by month-end. Trade-in offer dropping to $55K after that. New excavator price held until same date.
$180K skid steer, owned outright.
Advanced $150K via Park It. Trade-in completed within window. Saved $25K on the trade-in alone, plus locked in the upgrade price.
Mining Services, Mt Isa QLD
Liquidation auction of competitor's fleet. Saturday. Cash settlement at fall of hammer. Three trucks they wanted to bid on at expected sale price ~$340K.
$500K worth of existing trucks, all working.
Approved Friday afternoon for $340K Track It. Won the bidding Saturday. Bought $480K of trucks for $310K. Net saving vs market: $170K.
Civil Contractor, Brisbane QLD
Won $1.2M roadworks contract. Need additional grader to deliver. Equipment needs to be on-site Monday. Contract starts the same day.
$220K worth of paid-off equipment.
Advanced $180K via Track It on Thursday. Grader purchased Friday. On-site Monday. Contract delivered on time.
Most equipment purchases settle inside 48 hours.
What's the equipment? What's the deadline? What assets can you put up?
Valuation and decision in 2 hours. Up to 70% of forced sale value.
Park It (stored with us) or Track It (GPS, keeps working). Your call.
Funded the same day the asset is secured. Buy the equipment on your timeline.
Use it for a month or up to nine. Exit any time after month one. No exit fees.
Three ways to use what you already own. The right product depends on whether you can spare the asset, need to keep using it, or are ready to release it.
Asset stored. Capital today.
Keep using it. Capital today.
Capital today. Sale completes the loan.
The bank takes weeks. When the timing matters, we move in hours.
Your credit score doesn't matter. We assess the asset, not the borrower.
No BAS. No tax returns. No P&L. Just the existing asset.
Your home stays out of it. Security stops at the asset you put up.
Track It lets your equipment keep earning revenue while it secures the loan.
1-9 months. Exit any time after month one. No lock-in. No exit fees.
Same day in most cases. Once we've valued your asset and completed paperwork, funds can be in your account within hours. The current record is 6 hours from enquiry to funded.
No. We lend against assets you already own — trucks, machinery, vehicles, equipment, even personal assets in some cases. The new equipment you're buying is yours outright once you complete the purchase.
Yes. ABL is built for short-term bridge funding. Many customers use ABL to get the equipment now, then refinance to the bank when the longer approval comes through. There are no exit fees after month one.
Up to 70% of the forced sale value of the asset, with loan amounts from $20K to $1M. Higher facilities are available with multiple assets.
Use Track It. The asset stays in service with you. We GPS-track it during the loan term, but it keeps earning revenue while it secures the funding.
No. We assess the asset, not the borrower. No credit checks, no BAS, no tax returns, no financial statements.
Get a same-day valuation and see how the equity in what you already own can fund the equipment you need.
