The job's yours, but the money comes in once it's done. We advance the cash to start now, against the assets you already own.
The deposit, the materials, the hire, the subbies. Every contract takes cash to start, and the payment lands weeks or months after the work begins. We bridge that gap so you can say yes and deliver.
So you can take the job on and deliver it with confidence. No credit checks. No financials. No invoices pledged. Just same-day funding when the work can't wait for the first payment.
A contract you can't fund is a contract you can't take. Here's what's usually at stake.
Say no because you can't fund the start, and the work goes to someone who can.
Subbies and suppliers want paying before your first progress claim clears.
Deliver this one well and the next contracts follow. Stumble at the start and they don't.
The work is yours to win. The cash shouldn't be what stops you.
Real situations where unlocking an owned asset meant the business could take the work on.
Civil Contractor, Brisbane QLD
Won a $1.2M roadworks contract. Needed materials, plant hire and a crew on site by Monday. First progress claim wasn't payable for six weeks.
$260K of owned plant and equipment, still in daily use.
Advanced $180K via Track It. Equipment stayed working on the job. Materials bought, crew mobilised, contract delivered. Repaid from progress claims over four months.
Fit-out Company, Sydney NSW
Awarded a commercial fit-out, but the head contractor required a $90K performance deposit before work could begin. Cash was tied up across two other live jobs.
$150K work ute and trailer fleet, surplus during this job.
Advanced $90K via Park It. Deposit paid, contract secured. Assets returned once the first two jobs settled and cash freed up.
Earthworks Business, regional VIC
Stage one complete and invoiced, but payment was 60 days out. Stage two needed materials and fuel now to keep the program on track.
$400K of excavators and trucks working the site.
Advanced $220K via Track It. Fleet kept working. Stage two started on schedule. Repaid when the stage one claim landed.
Mechanical Services, Perth WA
Won a large install contract. Suppliers wanted payment on order for $140K of materials, well before the client's first milestone payment.
$230K of service vehicles and workshop equipment.
Advanced $140K via Track It. Materials ordered, install began on time. Vehicles and equipment never left the business. Repaid across the contract milestones.
Most contract funding settles inside 48 hours.
What's the contract? What do you need up front? What assets can you put up?
Valuation and decision in 2 hours. Up to 70% of forced sale value.
Park It (stored with us) or Track It (GPS, keeps working on the job). Your call.
Funded the same day the asset is secured. Pay deposits, materials, crew, and start the work.
Repay from your progress claims. Use it for a month or up to nine. Exit any time after month one.
Three ways to use what you already own. The right product depends on whether you can spare the asset, need to keep using it on the job, or are ready to release it.
Asset stored. Capital today.
Keep using it. Capital today.
Capital today. Sale completes the loan.
The bank takes weeks. When the job starts now, we move in hours.
Your credit score doesn't matter. We assess the asset, not the borrower.
No BAS. No tax returns. No P&L. Just the existing asset.
This isn't invoice finance. We don't touch your contract or your client relationship.
Track It lets your equipment stay on the job and keep earning while it secures the loan.
Pay it back from your progress claims. 1-9 months. Exit any time after month one.
Same day in most cases. Once we've valued your asset and completed paperwork, funds can be in your account within hours. The current record is 6 hours from enquiry to funded.
Yes. We lend against the assets you already own, not against your invoices or your trading history. So you can get the cash to start the job before the first payment ever lands.
No. This isn't invoice finance or factoring. We secure against an asset you already own, such as equipment, vehicles, machinery, or personal assets. Your contract and your client relationship stay entirely yours.
Up to 70% of the forced sale value of the asset, with loan amounts from $20K to $1M. Higher facilities are available with multiple assets.
Yes. Use Track It. The asset stays in service with you and keeps earning on the job. We GPS-track it during the loan term, but it never leaves the work.
No. We assess the asset, not the borrower. No credit checks, no BAS, no tax returns, no financial statements.
Get a same-day valuation and see how the equity in what you already own can fund the job from day one.
