Keep working

Track It

Keep using your asset while we fund against it. GPS-tracked security means you stay operational. Higher rate, more flexibility.

Keep Using It

Stay operational

Up to 70%

Of asset value

$20K–$1M

Advance range

Same day

Funding available

How Track It Works

Submit

Tell us about your asset and how much you need

Get terms

We send indicative terms within hours

GPS fitted

Quick tracker install, you keep the asset

Get funded

Cash released once tracker is live
Pricing

How the maths works

We're not like other lenders. When time is urgent, you need to know exactly what it costs to solve the problem today.

6%
per month, flat rate on your advance
Upfront — paid before funding
Application fee $1,100
Legal fee $2,750
Total upfront $3,850
Capitalised — added to your advance
GPS tracker Quoted per asset
Valuation fee $660 per asset + travel
Example: $100K asset
You receive $70,000 today. Exit when you're ready — you're charged to the day, not the month.
You receive today $70,000
Cost
Day 30
Day 35
Day 45
Upfront fees
$3,850
$3,850
$3,850
Interest (6%/month)
$4,200
$4,900
$6,300
Total cost
$8,050
$8,750
$10,150
Exit on day 35 and you pay 5 extra days — not a full second month. Most lenders charge the full month regardless.

Minimum term 1 month. After month 1, provide notice with a collection date and we'll give you a payout figure for that day. Maximum term 6 months. GPS tracker and valuation fees ($660 per asset + travel) are quoted separately and capitalised into your advance — not included in the figures above.

Key features

Eligible Assets

We accept more than you think

Got an excavator that’s out on site every day? A truck that can’t stop moving? Equipment that earns while it works?

If it’s a working asset, holds value, and we can fit a tracker — we can probably fund it.

Assets we track every day:

  • Vehicles & transport
  • Heavy machinery
  • Yellow goods
  • Agricultural equipment

Compare your options

Three ways to turn assets into cash.

Park It

4% / month
Asset stored with us. Lowest rate. Best for assets you can spare.

Track It

6% / month
Keep using your asset. GPS tracked. Best for working equipment.

Sell It

No repayments
Done with the asset? Get cash now. We handle the sale.

Common questions

We fit a small, discreet GPS tracker to your asset. It lets us know where the asset is at all times — that’s how we secure our advance without taking possession. You keep using the asset normally.

Higher risk for us. When you keep the asset, there’s more that can go wrong — damage, theft, depreciation from use. The 6% rate reflects that additional risk. If you can spare the asset, Park It gives you a lower rate.

Yes. There’s a minimum 1-month term, but after that you can repay and we’ll remove the tracker. No early exit fees.

We work with you first. If repayment isn’t possible, we use the tracker to recover the asset and sell it through Lloyds Auctioneers. Any surplus after recovering our advance goes back to you.

Any mobile asset we can fit a tracker to — vehicles, trucks, machinery, equipment, boats, aircraft. The asset needs to be unencumbered (no finance owing) and clearly owned. Minimum value $30K. See full list →

We work with assets valued at $30K or more. Advance range is $20K–$1M per asset. Multiple assets can be combined for larger amounts.

Keep working. Get funded.

Get a same-day valuation. No obligations, no credit checks.