Australia’s leading cash-out solution provider.
A specialist private lender for asset-rich, cash-poor businesses, and the advisors, brokers and accountants who guide them.
Built to back businesses when it matters most.
Asset-based lending is simple. You own something of value. We advance you capital against it. You get it back when you repay. No credit checks, no financials, no claim on the house.
Simple as that. No hidden strings, no uncertainty. It’s all about the value of the asset. And getting you the funds you need today.
Asset-led, not credit-led
We don’t ask questions outside the asset you have to work with. No credit checks. No financials. No personal guarantees.
Fast turnaround
Indicative terms within two hours. Funding released the same day the asset is secured.
Discreet by design
Security stops at the asset. No claim on your home, no charge over personal property. Transactions handled between you, your advisor, and us.
Urgent needs require a different tool.
When a business needs urgent capital for something unexpected, why would you take out a long-term business loan? Too slow when the clock’s ticking. Wrong shape when you only need to get through the next few months.
There’s another way. If you own an asset of value, like a vehicle, equipment, or machinery, we can advance you capital against it. You don’t sell it. You don’t go through a bank. We assess what it’s worth, advance up to 70% of that value, and you get it back when you repay.
Tight cash flow is the #1 concern
of 43% of Australian business owners.
Meet the founder.
Steve started his career as a civil engineer in manufacturing and construction, where cashflow is everything and a delayed payment can stop a production line. He moved into finance and ran national broker distribution at ANZ, Westpac and Suncorp, where the 15,000-broker network he led delivered 80% of the bank’s residential mortgage book.
He’d seen both sides. He knew what the pressure felt like on the business owner’s end, and he watched good businesses with real assets fall through the cracks. Banks too slow, non-bank lenders signing them up for years and putting the family home on the line when all they needed was short-term funding to get through.
He founded ABL to do that job properly. No credit checks. No claim on the house. Just the asset, the funding, and the time to get through.
“We’re not here to trap businesses in debt. We’re here to give them short-term funding to get through.” Steve Heavey, Managing Director, Asset Based Lending
Backed by Lloyds.
We partner with Lloyds Auctions & Valuations, one of Australia’s most respected asset valuers and auctioneers. More than two decades of expertise, twelve locations nationwide, and the infrastructure to provide fast independent valuations and safely store any assets we fund against.
Every valuation is independent of ABL and tested against the market Lloyds itself runs. We know what your asset is worth. We can back it fast.
Conversations that help businesses find a way forward.
Hosted by Steve Heavey, the podcast for brokers, accountants and advisors who help businesses navigate cash flow pressure.
Find out what your assets are worth.
Free independent valuation. Up to 70% LVR. Contact us to find out how much you can borrow.
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