A short-term cash advance secured against a physical asset you own — vehicles, machinery, equipment, stock. No financials. No credit checks. No property.
You either park the asset with us, keep using it with a tracker fitted, or hand it over for sale. Cash in your account within 24 hours. Repay in 1–6 months.
Banks need financials, credit checks, and often property. That takes weeks — and adds long-term debt to your balance sheet.
ABL is a cash out solution. We lend against the asset itself. No financials. No property. No credit checks. Approval and funds in 24–48 hours. Repay in 1–6 months. Your home stays out of it.
Depends on the product:
Park It — 4% flat for month one, then daily interest. Repay anytime after month one.
Track It — 6% flat for month one, then daily interest. Repay anytime after month one.
Sell It — No repayments. Costs are deducted from the sale. Surplus comes back to you.
Indicative terms in 2 hours. Funds in 24–48 hours once the asset is secured or tracker fitted.
We fund against a wide range of physical business assets, including:
Assets must be unencumbered and able to be stored, tracked or sold.
It depends on the facility:
We offer loans from $20K to $1M – depending on the asset’s value. Up to 70% of the assessed forced sale value can typically be advanced.
Asset Based Advance
Tracked Asset Advance
Managed Sale Advance
* Most fees can be included in the advance
Terms range from 1 to 6 months. You can repay anytime after Month 1. If you can’t repay, the asset may be sold – and any surplus (after fees) is returned. There are no long-term contracts or rollover traps.
You qualify if:
Assets can be owned by the business, a director or a related party – as long as ownership is documented.
Only with a Tracked Asset Advance (Track It). That option allows the asset to stay in use with discreet GPS tracking. Other products require handover or secure storage.
Apply online or talk to our team. All we need are basic asset details – such as photos, serial numbers and business info – and we’ll handle the rest.
Ready to see what your assets are worth?
Our team is here to help. No obligation, no pressure — just fast answers.
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