A short-term cash advance secured against a physical asset you own — vehicles, machinery, equipment, stock. No financials. No credit checks. No property.
You either park the asset with us, keep using it with a tracker fitted, or hand it over for sale. Cash in your account within 24 hours. Repay in 1–6 months.
Banks need financials, credit checks, and often property. That takes weeks – and adds long-term debt to your balance sheet.
ABL is a cash out solution. We lend against the asset itself. No financials. No property. No credit checks. Approval and funds in 24–48 hours. Repay in 1–6 months. Your home stays out of it.
You qualify if:
Assets can be owned by the business, a director or a related party – as long as ownership is documented.
It depends on the product:
Only with Track It. That option allows the asset to stay in use with discreet GPS tracking. Other products require handover or secure storage.
We offer funding from $20K to $1M – depending on the asset’s value. Up to 70% of the assessed forced sale value can typically be advanced.
Park It
Interest – 4% flat in Month 1, then daily
Fees* – Application $1,000 + GST, Legal $750 + GST
Track It
Interest – 6% flat in Month 1, then daily
Fees* – Application $1,000 + GST, Legal $750 + GST
Sell It
No repayments – all costs are deducted from the sale proceeds.
No hidden charges – just the agreed rates, with standard fees for storage, tracking or sale depending on the product.
* Most fees can be included in the advance
Depends on the product:
Park It — 4% flat for month one, then daily interest. Repay anytime after month one.
Track It — 6% flat for month one, then daily interest. Repay anytime after month one.
Sell It — No repayments. Costs are deducted from the sale. Surplus comes back to you.
Terms range from 1 to 6 months. You can repay anytime after Month 1. If you can’t repay, the asset may be sold – and any surplus (after fees) is returned. There are no long-term contracts or rollover traps.
Indicative terms in 2 hours. Funds in 24–48 hours once the asset is secured or tracker fitted.
Apply online or talk to our team. All we need are basic asset details – such as photos, serial numbers and business info – and we’ll handle the rest.
Our team is here to help. No obligation, no pressure — just fast answers.
