How Much Can I Borrow? | Asset Based Lending
Free desktop valuation. No obligation.

Out of time, not out of options.

Tell us what you own. Get a free desktop valuation and a written offer, typically within 2 hours.

No credit checks
24–48h funding
No property required

Find out how much you can borrow

Tell us about the asset. We'll get back to you the same day.

Prefer to talk it through? Call 1300 225 101 or email contact@assetbasedlending.com.au.

How it works

Two questions. That's it.

Most commercial finance is a mountain of paperwork. This isn't.

Question 01

What can we lend against?

Any asset of value, in your name or a third party’s: vehicles, machinery, equipment, inventory. Minimum $30K value.

Question 02

How much do you need?

$20K to $1M, depending on the asset. Typically 1 to 3 months, extendable to 9. Exit any time after month 1, no penalty.

Quick answers

Will this affect my credit score?

No. We don't run credit checks, so finding out how much you can borrow has no impact on your credit score at all.

Do I need property to qualify?

No. We lend against moveable assets, not real estate: vehicles, machinery, equipment, inventory, and similar. Minimum $30K value.

How fast will I know?

We'll get back to you the same day. Indicative term sheets typically issue within 2 hours, and funding can land same-day once the asset is secured. Our record is 6 hours, enquiry to funded.

What if the bank already said no?

That's exactly who this is for. Banks evaluate financials and credit history. We evaluate the asset you own right now.

Do I have to hand over my asset?

Not always. Park It, Track It or Sell It are three ways to unlock the value of what you own. With Track It, you keep the asset working with GPS tracking fitted. Talk to our team for the full picture.

Buy yourself time

Find out where you stand. Today.

A free, no-obligation check on how much you could borrow. We'll talk you through it on the phone in under ten minutes.