Short-term cash. Not long-term debt.
Borrow against assets
Your client uses equipment, vehicles, or stock they already own. Cash in their account in 24-48 hours.
Solve the problem
They pay suppliers, cover payroll, clear tax debt. Whatever they needed cash for. 1-6 months to sort it out.
Gone. Off the books
They repay. It's done. No trace on their credit file.
No credit checks. No committees. No property required. Just a fast, clean solution for a short-term problem.
They need to clear it now, not negotiate a payment plan that drags on for years.
Work's coming. Cash isn't here yet. They need to cover wages, suppliers, rent until it lands.
A deal, equipment, acquisition — it closes this week. They need cash now, not a three-month approval process.
They're sorting things out. They just need time — without adding more long-term debt to untangle.
One problem. One solution. No ongoing relationship to manage.
This isn't a referral. It's a lifeline.
No long-term debt to account for. No ongoing liability. Short-term funding, 1-6 months, then it's gone.
It's based on assets, not credit.
Their credit history doesn't matter. We fund what they own — not what the bank thinks of them.
You keep them in business.
You've been with them for years. This is the advice that keeps you there.
If they own it, we can fund against it
Trucks. Cars. Machinery. Equipment. Stock on the floor. If it’s got value, we’ll consider it.
Up to 70% of the asset’s value. Up to $1M.
Owned by the business, director, or family — we can work with it.
See all eligible assets →
We don't compete with you.
No cross-selling. No follow-ups. No going around you.
Just a tactical tool that gets them from A → B.
Simple process. You stay in the loop, not in the middle.
You introduce us
A call, an email, a warm intro. Whatever works. We take it from there.
We assess the scenario
Quick conversation with your client. What do they need? What do they own? We'll tell you if we can help.
Valuation
Our valuation team provides a fast valuation — desktop or onsite, depending on the asset.
Funds land
Cash in their account. Today's problem solved — and time to fix the rest properly. When they're ready, they repay. Done.
Straight answers and fast support
Whether you’ve got a client now or just getting ready — we’ll give you the information you need. No obligation. No hard sell.
Fill in the form and we’ll be in touch.
Not sure yet? That's fine.
You don't need to send a client. Start with a conversation or request some materials.
Talk to a specialist
10 minutes. We'll explain how it works, when it makes sense, and answer your questions.
Get materials
One-pager, case studies, FAQs. Everything you need to explain it to colleagues or clients.
Bring us a scenario
Got a client situation in mind? Tell us about it. We'll let you know if we can help — no commitment.
Common questions
When speed matters. When credit’s an issue. When you don’t want long-term debt on the books. When traditional lenders have said no or are taking too long.
Trucks. Cars. Machinery. Equipment. Stock on the floor. Even a hovercraft. (Yes, really.) Minimum $30k value.
Funds release once the asset is secured — typically 24-48 hours. Our record is 6. The timeline depends on how fast the client moves.
No credit checks. No real estate property required. Funding is based on the asset, not the client’s credit history.
We work with them. If needed, we sell the asset. Any surplus goes back to the client. We’re not in the business of taking equipment — we’re in the business of getting repaid.
Higher than a bank loan. Lower than the cost of missing payroll, losing a deal, or selling assets in a panic. It’s priced for speed and certainty.
Cars, trucks, machinery, equipment, inventory, boats, aircraft, jewellery, fine art, gold bullion – anything unencumbered, clearly owned and able to be stored or tracked. Minimum $30K value.
Not necessarily. Some clients use it strategically — bridge a gap, grab an opportunity, buy time to refinance properly. It’s a tool, not a hail mary. But yes, it can also give a business a last fighting chance.
We can discuss referral arrangements. But most advisors do this because it solves a client problem, not for commission.
Helping clients buy more time
Partner with ABL and give your clients a fast funding option when timing matters.
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