What is asset-secured lending?
Put simply, it’s short-term business funding that lets clients access cash fast — with approval based only on asset value.
In practice, it gives businesses a way forward when they don’t fit the standard eligibility needs or don’t have time to wait.
Urgent cash flow pressure
Tax arrears, supplier demands, missed payroll – solved fast with asset-backed funding.
Asset-secured lending
No financials, no credit checks, no property – just the asset and a fast advance.
Buy time – not long-term debt
Use existing assets to unlock capital, stabilise the business and plan next steps.
When to consider ABL
We help accountants and advisers protect client outcomes with fast, asset-backed funding – buying time when it’s needed most.
ATO action underway
Payment deadline or legal action looming
Incomplete financials
Accounts delayed or incomplete
Assets tied up
Valuable assets, no cash flow
Solvency at risk
Client can’t access funds in time
Minimum requirement: Asset/s worth $30,000 or more. Funding in as little as 6 hours – typically same day.
Machinery, vehicle, boat, or other unencumbered assets ready for equity release.
Immediate equity release — fast, transparent, and secured by real assets.
Once the asset is secured or tracked, your cash advance is paid out immediately.
Why accountants & advisers trust ABL
Discreet, fast and focused on achieving the outcomes your clients need.
Discreet, contained support
We step in only to provide urgent, short-term funding. You remain the trusted adviser – no conflicts, no competition.
Speed with structure
Indicative terms within hours. Funds are typically released in 6–24 hours once assets are secured – no credit scoring, no delays.
Clear exit, no long-term debt
Facilities are short-term and repayable at any time. Once repaid, the asset is released. If sold, any surplus after costs is returned to your client.
Protecting client outcomes
Our role is to buy time when pressure is highest – giving you and your client the space to plan for sustainable, longer-term solutions.
What assets qualify
We work with accountants and advisers, and your clients, to turn high-value assets into short-term funding that buys time.If the asset can be valued, securely stored or tracked in use – we’ll consider it.
Vehicle & transport
Unlock fast funding for restructure or recovery
Equipment & machinery
Indicative terms in hours – funds in 6-24 hours
Stock & inventory
No property risk – just asset-backed, short-term cash
Valuables
You stay in control – we work discreetly in the background
Speciality assets
Short-term only – repayable anytime without penalty
Assets can be owned personally or by the business — as long as ownership is clear and unencumbered
A simple funding process that turns what you own into working capital, then returns it once the advance is repaid.
Turning owned assets into working capital — fast, transparent, and fully reversible.
From referral to funded in just hours
The fastest, cleanest way to get urgent capital — without adding more stress.
Make a referral
Refer your client or contact our team for a quick discussion
Rapid assessment
Every case is reviewed individually – indicative terms issued in 2 hours
Secure the asset
Once terms are accepted, the asset is either stored or tracked – depending on the product
Funds released
Once the asset is secured, funds are released – usually within 6-24 hours of enquiry
No accreditation required for accountants and advisers – just contact our team and we’ll guide you through the process.
Your clients, your relationship
When urgent cash pressure strikes, we step in discreetly with short-term funding. You remain the trusted adviser.
Fast relief – Approvals within hours, funds typically released in a day.
Conflict-free – No commissions, no kickbacks, no threat to your client relationship.
Short-term only – Tactical capital that buys time for your long-term solutions.
Your role stays independent. Our funding just buys time.
Advisor FAQs
Business clients who own unencumbered physical assets, need fast access to cash and can’t get funding through traditional lenders. ABL is designed for urgent, short-term needs where speed matters and financials are incomplete or unavailable.
Cars, trucks, machinery, inventory, jewellery, fine art, gold bullion, boats, aircraft, classic cars and more – as long as the asset is unencumbered, clearly owned and able to be stored or tracked.
Once the asset is valued and stored, funds can usually be released within 6-24 hours.
No – we don’t run credit checks or require property security. The asset is held as sole collateral during the term.
The asset is sold. Once storage, sale and funding costs are deducted, any surplus is returned to the client.
No. Just reach out to our team — we’ll guide you through the process.
Helping clients buy more time
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