Of asset value
Advance range
Term length
Funding available
We're not like other lenders. When time is urgent, you need to know exactly what it costs to solve the problem today.
Short-term, private capital. No credit check. No property security. The rate reflects the speed and certainty — not a long-term debt relationship. Storage and interest charged to the day of collection. Minimum term 1 month, maximum 6. Not locked in.
Got an excavator sitting idle? A boat you only use twice a year? A warehouse full of stock that’s not moving fast enough?
If it holds value, we can probably work with it.
Assets we fund every day:
Who needs to own the asset?
You, your business or a family member — if ownership is clear and we can secure or track it, it’ll work.
Your asset is held in secure, insured storage at one of our 12 locations across Australia. It’s protected and returned to you in the same condition once you repay.
Yes. There’s a minimum 1-month term, but after that you can repay and collect your asset anytime. No early exit fees.
We work with you first. If repayment isn’t possible, we sell the asset through Lloyds Auctioneers. Any surplus after recovering our advance goes back to you.
We work with assets valued at $30K or more. Advance range is $20K–$1M per asset. Multiple assets can be combined for larger amounts.
Cars, trucks, machinery, equipment, boats, aircraft, jewellery, fine art, gold bullion — anything unencumbered (no finance owing), clearly owned, and able to be stored. See full list →
Because we hold the asset. When it’s in our secure storage, our risk is lower — so your rate is lower. If you need to keep using the asset, Track It lets you do that at 6%/month.