Tax debt piling up? The ATO won't wait — but neither do we. Clear your debt with same-day funding secured against assets you already own.
The ATO isn't like other creditors. They have powers most lenders don't — garnishee notices on your bank accounts, director penalty notices that make the debt personal, and the ability to wind up your company without going to court.
And unlike a bank, they're not interested in negotiating when you're behind. They want payment. The longer you wait, the fewer options you have.
The general interest charge (GIC) on unpaid tax is currently around 11%. And now you can't even claim it as a deduction. Every day you delay costs more.
We advance cash against your eligible assets — equipment, vehicles, machinery. No credit checks, no financials, no property required. Clear the debt today, repay us over 1–6 months.
ATO debt doesn't sit still. Here's what happens when you delay.
The GIC is currently ~11% p.a., compounding daily. On a $100K debt, that's $30+ per day — and it's no longer tax-deductible.
The ATO can issue a garnishee notice to your bank or debtors. Money owed to you goes straight to them. No warning required.
For PAYG, super or GST debts, the ATO can make you personally liable. Your home, savings and wages become fair game.
The ATO can apply to wind up your company for debts over $10,000. They don't need a court judgment first.
Whether you want to clear it, keep your payment plan on track, or get one started.
Pay off the full amount. No more ATO letters, no more GIC interest, no DPN risk. The debt is gone — you repay us over 1–6 months instead.
Already on a payment plan but about to miss an instalment? One missed payment and the ATO cancels the plan — full debt due immediately. We fund fast so you stay compliant.
ATO wants 50% upfront before they'll approve your payment plan? We advance the lump sum. You get the plan. Repay us while you're paying them.
We're not competing with payment plans — we're the bridge that helps you get one, keep one, or avoid needing one altogether.
ATO payment plans aren't forgiving. Miss one instalment and they can cancel the entire arrangement. When that happens:
Not just the missed payment — the entire remaining balance.
Garnishee notices, DPNs, and wind-up proceedings are all back on the table.
The ATO is less flexible with businesses that have defaulted before.
If you're about to miss a payment, call us first. Same-day funding means you can make the instalment and keep your plan intact.
Different situations. Same solution: use what you own to clear what you owe.
Five steps. Often done in a day.
ATO debt amount, any deadlines (DPN, garnishee threat), and what assets you have available.
Quick valuation — often same day. We advance up to 70% of forced sale value.
Park It (asset stored with us, 4%/month) or Track It (keep using it with GPS, 6%/month).
Funds released same day. Debt cleared. DPN resolved. Garnishee lifted.
1–6 months. Exit after month 1. No exit fees. Asset returned when you're done.
Store it, track it, or sell it. You choose how we secure the asset.
Store your asset, get cash now
Asset stays with us. Lower rate. Good for equipment not in daily use.
Keep working, we'll track it
Keep using your equipment. We fit a GPS tracker. Business as usual.
Exit clean, no fire sale
Done with the asset? Get cash now. We handle the sale.
ATO deadlines don't wait. We move in hours, not weeks.
Your credit score doesn't matter. We assess the asset, not the borrower.
No BAS. No tax returns. No P&L. Just the asset.
Don't risk your home. Your equipment is the security.
Park It: 4%/month. Track It: 6%/month. Exit after month 1. No exit fees.
Not a payment plan — the debt is gone. No more ATO letters.
Quick answers to the questions we hear most — straight from ABL CEO Steve Heavey.
Every day you wait costs more. Get a same-day valuation and see how your assets can clear what you owe.
Fast funding. Backed by assets.
Asset Based Lending provides short-term funding without the need for property or credit checks.
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