When you need cash today - not next week - your assets can buy you time. No credit checks. No financials. No property required.
Emergency business funding is short-term finance for when you need capital now - not in three weeks. Speed over paperwork. Cash over process.
We provide asset-backed funding - we lend against what you own, not what your credit file says.
But you have three days
Due to credit or cash flow
You need to act immediately
Traditional lenders can't move fast enough
Five steps. Often done in a day.
Tell us about your asset and what you need. Five minutes online or on the phone.
We value the asset and give you a clear offer - simple monthly rate, 1-9 month terms.
Asset stored with us (Park It) or GPS-tracked while you keep using it (Track It).
Cash in your account. Same day.
Pay it back, get your asset back. Exit after month 1. No exit fees.
Cash crunches don't wait. Neither do we.
Invoice stuck. Wages due Friday. Your paid-off utes can fix that.
Property settlement pushed back. Equipment deposit due.
Tax debt mounting. DPN landing. The ATO won't wait.
Critical machinery down. Replacement needed now.
Bulk discount expires in 48 hours. Move now or miss out.
If you own it and it's not heavily financed, we can probably fund against it.
Prime movers, tippers, flatbeds, refrigerated.
Excavators, loaders, dozers, graders.
Cars, utes, motorcycles, 4WDs.
Recreational, commercial, jet skis.
CNC machines, lathes, presses.
Tractors, harvesters, irrigation.
Medical devices, printing presses.
Jewellery, fine art, gold, collectables.
| Bank Loan | Online Lender | Invoice Finance | ABL | |
|---|---|---|---|---|
| Speed | 3–6 weeks | 1–5 days | 2–7 days | Same day |
| Credit check | Yes | Yes | Yes | No |
| Financials required | Yes | Yes | Sometimes | No |
| Property required | Often | Sometimes | No | No |
| What's assessed | Cash flow, credit | Cash flow, credit | Debtor quality | Asset value only |
| Typical term | 1–10 years | 3 months – 3 years | Ongoing | 1-9 months |
| Best for | Long-term growth | Working capital | Ongoing cash flow | Crisis / bridge |
Transport Business, Melbourne
Friday payroll due. Invoice payment stuck with a major retailer. $45K needed by Thursday.
Two paid-off utes worth $80K combined
Advanced $45K via Track It — they kept driving, met payroll, and repaid in 6 weeks.
Property Developer, Sydney
Property settlement delayed 3 weeks. $120K needed for deposit on new equipment already ordered.
Excavator worth $200K sitting idle on site
Advanced $120K via Park It. Settlement cleared. Asset returned.
Construction Company, Brisbane
Director Penalty Notice received for $95K in PAYG debt. No property to secure against.
$300K in excavators on site, still working daily
Advanced $95K via Track It. ATO paid within 72 hours. DPN avoided. Cost: ~$17K over 3 months.
Manufacturing Business, Adelaide
Business winding down. Fire sale offer: $85K. Proper market value: $140K.
CNC machine
Advanced $95K via Sell It. Sold at auction for $132K. Client received $20K surplus — $35K better off.
Three ways to use what you already own. The right product depends on whether you can spare the asset, need to keep using it, or are ready to release it entirely.
Your problem is measured in days. Our solution is measured in hours.
We don’t check your score. We assess the asset, not the borrower.
No BAS. No tax returns. No P&L. Just the asset.
Most lenders still want property. We don’t. Your equipment is the security.
Park It: 4%/month. Track It: 6%/month. Exit after month 1. No exit fees.
Australia’s asset specialists. National reach. Decades of experience.
Steve Heavey, ABL Managing Director, explains how it works and who it's built for.
Same day. Once the asset is secured, cash lands in your account.
No. Funding is based on asset value, not credit history.
That’s who we help. If you’ve got unencumbered assets, we can often fund when banks and online lenders can’t.
No. No BAS, no tax returns, no financial statements. We assess the asset, not your cash flow.
Park It: stored with us. Track It: you keep using it with GPS. Sell It: we sell it and return the surplus.
$20K to $1M, depending on asset value. We typically advance up to 70% of forced sale value.
Park It: 4%/month. Track It: 6%/month. 1-9 month terms. Exit after month 1 with no fees.
Only if you don’t repay. Most clients repay, refinance or sell properly within the term – then collect it back. We buy you time, not take your gear.
Yes. Assets owned by you, your business, or a related party work – if ownership is clear and we can secure or track it.
No commitment. Quick valuation. See if the numbers work for your situation.
