Same-day business funding for Brisbane South.
Asset-secured loans from $20K to $1M. Drop your asset at our Lloyds partner facility in Acacia Ridge. Funded the same day it's secured. No credit checks, no financials, no personal guarantees.
The asset is the conversation. Drop it at Acacia Ridge.
If the banks won't move because of ATO debt, slow paperwork or a credit hit, we look at the asset instead. Drop it at the Lloyds facility on Paradise Road. We fund the same day once it's secured.
ABL is a private commercial lender for businesses that need to move fast. We don't run credit checks, we don't ask for financials, and we don't take personal guarantees. The asset you bring secures the loan. That's the whole assessment.
Our Brisbane work runs through the Lloyds Auctions facility at 18 Paradise Road, Acacia Ridge QLD 4110. Acacia Ridge is Brisbane's industrial heart, home to one of Australia's largest intermodal freight terminals and a hub for transport, warehousing, manufacturing and heavy industry. The facility handles valuations and storage for clients across Archerfield, Coopers Plains, Sunnybank, Salisbury, Rocklea, Sumner, Wacol, Forest Lake and into the Logan and Ipswich corridors via the Logan and Gateway Motorways.
Loans run from $20,000 to $1 million on terms of 1 to 9 months. Term sheet within 2 hours. Same-day settlement once the asset is secured. Repay anytime after month one and the asset comes back to you.
If you want the full picture of how this works as a category, see our guide to asset-based lending. Or call us. Most situations get sorted in a ten-minute conversation.
The situations we see every week.
Four scenarios where dropping an asset at Acacia Ridge gets you funded the same day, when the banks have already said no.
ATO tax debt
BAS bills, GST arrears, or a sudden tax bill. Banks freeze when they see ATO debt on file. We don't credit check. See how we handle tax debt.
Director Penalty Notice
21 days to respond before personal liability kicks in. Banks can't move that fast. We can. DPN response funding.
Urgent cash flow
Payroll Friday. Supplier won't release stock. A deal closes this week. Drop the asset Monday, funded by close of business. Emergency funding.
Bridge funding
Settlement gap. Deal timing. A 1 to 9 month fix while you sort the next stage. Bridge funding.
The asset is the assessment.
Other lenders use your credit file as a proxy for how risky you are. We hold the asset until the loan's repaid. If repayment falls over, the asset clears the loan. Your credit history doesn't change the maths. That's why this works for businesses banks have already turned away.
“But I don't have any assets…”
You sure? We secure against any asset class, not just the obvious stuff.
Business-owned or personally-owned. Both work. Talk to us to find out more →
Asset secured. Cash out. Asset back.
Five steps from enquiry to funds in your account. Most Brisbane deals settle inside 48 hours.
Send asset details
Photos, make, model, condition. We come back with indicative terms within 2 hours.
Independent valuation
Lloyds Auctions values it. We confirm the funding amount. No bank queue.
Drop at Acacia Ridge
Deliver to 18 Paradise Road, Acacia Ridge. Stored or GPS-tracked, your call.
Cash lands
Funding released to your account the same day the asset is secured.
Repay, asset back
Exit anytime after month one. Repay early, collect the asset, off the books.
We're here to help.
A specialist team that moves fast and gets to a yes when banks can't. Managing Director Steve Heavey walks through how it works and who it's built for.
- Australia's cash-out solution specialist. We lend against the assets you already own. Fast, asset-led, no credit checks.
- Traditional business loans assess your trading history, financials and credit. ABL assesses one thing: the value of your asset. So we can move in hours, not weeks.
- Tax debt, payroll pressure, supplier deadlines, or a settlement gap. Anywhere a business is asset-rich but cash-poor and time matters.
- You could, but it wouldn't be as fast and you'd be doing it under fire-sale conditions. With ABL you get funding when you need it without being forced to sell your asset under pressure.
- We work with you on options. If repayment isn't possible, we sell the asset to clear the loan and return any surplus to you.
Acting on behalf of a Brisbane client?
We work with brokers, accountants and advisors across Queensland.
Tell us about your situation.
We'll get back to you the same day.
Tight timeline? Skip the form and call us. Email contact@assetbasedlending.com.au or call 1300 225 101.
What Brisbane businesses ask us.
If yours isn't here, give us a call. Most situations get sorted in a ten-minute conversation.
Where do I drop the asset?
What if I'm not close to Acacia Ridge?
I'm on the Gold Coast or northern NSW. Do I still use Acacia Ridge?
Can I keep using the asset instead of storing it?
Do you really not run a credit check?
What about ATO debt or a DPN?
How fast is “same day” really?
Drop it at Acacia Ridge. Funded that day.
If you own an asset and need funds fast, we can talk you through it on the phone in under ten minutes. No commitment, no credit check, no paperwork to gather first.