Tax debt piling up? The ATO won't wait - but neither do we. Clear your debt with same-day funding secured against assets you already own.
The ATO has powers most lenders don’t - garnishee notices, director penalty notices, and winding up companies without court. They want payment. The longer you wait, the fewer options you have.
The GIC on unpaid tax is currently around 11%. And now you can’t even claim it as a deduction. Every day you delay costs more.
We advance cash against your eligible assets - equipment, vehicles, machinery. No credit checks, no financials, no property required. Clear the debt today, repay us over 1-9 months.
ATO debt doesn't sit still. Here's what happens when you delay.
The GIC is currently ~11% p.a., compounding daily. On a $100K debt, that’s $30+ per day - and it’s no longer tax-deductible.
The ATO can issue a garnishee notice to your bank or debtors. Money owed to you goes straight to them. No warning required.
For PAYG, super or GST debts, the ATO can make you personally liable. Your home, savings and wages become fair game.
The ATO can apply to wind up your company for debts over $10,000. They don’t need a court judgment first.
Whether you want to clear it, keep your payment plan on track, or get one started, we provide the capital to stop the clock.
Pay off the full amount. No more ATO letters, no more GIC interest, and no DPN risk. The debt is gone - you repay us over 1-9 months instead.
Already on a plan but about to miss an instalment? One missed payment and the ATO cancels the plan. We fund fast so you stay compliant.
ATO wants 50% upfront before they’ll approve your payment plan? We advance the lump sum. You get the plan. Repay us while you’re paying them.
The point: We’re not competing with payment plans - we’re the bridge that helps you get one, keep one, or avoid needing one altogether.
ATO payment plans are not forgiving. Miss one instalment and they can cancel the entire arrangement. When that happens, the situation escalates immediately.
Not just the missed payment: the entire remaining balance becomes due at once.
Garnishee notices, DPNs, and wind-up proceedings are all back on the table.
The ATO is significantly less flexible with businesses that have defaulted on previous arrangements.
If you are about to miss a payment, call us first. Same-day funding means you can make the instalment and keep your plan intact.
Logistics Company, Melbourne
Three quarters of BAS in arrears. ATO threatening garnishee on receivables. Major contract at risk if customers found out.
Fleet of delivery vans worth $180K
Advanced $85K via Track It. Vans kept working with GPS. ATO cleared in 48 hours. Repaid over 10 weeks from improved cash flow.
Manufacturing Business, Sydney
Combined PAYG and super debt. DPN already issued. Director’s personal assets at risk. 14 days to respond.
CNC machine worth $200K, not in daily use
Advanced $120K via Park It. Machine stored securely. ATO cleared. DPN resolved. Asset returned after 8 weeks.
Construction Contractor, Brisbane
GST debt accumulated during slow period. Payment plan rejected — ATO wanted 50% upfront. Major project about to land.
Excavator and skid steer worth $150K combined
Advanced $65K via Track It. Equipment stayed on site. ATO cleared before project started. Repaid from first progress payment.
Retail Business, Adelaide
On ATO payment plan for $180K debt. Quarterly instalment of $45K due in 5 days. Major customer payment delayed.
Delivery van and forklift worth $90K combined
Advanced $45K via Track It. Payment made on time. Plan stayed active. Customer paid 3 weeks later. ABL repaid. Crisis averted.
Five steps. Often done in a day.
ATO debt amount, any deadlines (DPN, garnishee threat), and what assets you have available.
Quick valuation - often same day. We advance up to 70% of forced sale value.
Park It (asset stored with us, 4%/month) or Track It (keep using it with GPS, 6%/month).
Funds released same day. Debt cleared. DPN resolved. Garnishee lifted.
1-9 months. Exit after month 1. No exit fees. Asset returned when you’re done.
Three ways to use what you already own. The right product depends on whether you can spare the asset, need to keep using it, or are ready to release it entirely.
ATO deadlines don’t wait. We move in hours, not weeks.
Your credit score doesn’t matter. We assess the asset, not the borrower.
No BAS. No tax returns. No P&L. Just the asset.
Don’t risk your home. Your equipment is the security.
Park It: 4%/month. Track It: 6%/month. Exit after month 1. No exit fees.
Not a payment plan — the debt is gone. No more ATO letters.
Steve Heavey, ABL Managing Director, explains how it works and who it's built for.
Yes. BAS, GST, PAYG withholding, superannuation guarantee, income tax, FBT – if you owe it to the ATO, we can help you clear it.
That’s exactly when speed matters most. We can fund same day to clear the debt before the 21-day deadline — or immediately for lockdown DPNs where you’re already personally liable.
Different tools for different situations. Payment plans keep the debt on your record, still charge ~11% interest (no longer deductible), and can be cancelled if you miss a payment. We clear the debt completely – you owe us instead of the ATO, with more flexibility if things change.
Paying the debt in full lifts the garnishee. We can fund same day so you can clear the debt and get the notice removed before it affects your cash flow or customer relationships.
Same day. Once we’ve valued your asset and completed paperwork, funds can be in your account within hours. Most ATO debt cases complete within 24-48 hours.
No. We assess the asset, not the borrower. No credit checks, no BAS, no tax returns, no financial statements.
Yes. Assets owned by you personally, your company, or a related party all work – if ownership is clear and we can secure or track it.
Talk to us. We’re more flexible than the ATO. We can often extend or restructure – the goal is to help you succeed, not take your equipment.
Every day you wait costs more. Get a same-day valuation and see how your assets can clear what you owe.
